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Additional Visa Credit Card Details |
Barclaycard
Simplicity Credit Card
Enjoy a low rate of 6.8% on all purchases and on all balance transfers (no handling fee applies). Apply now to start enjoying all the benefits of the Barclaycard Platinum Simplicity credit card.
People choose Barclaycard Simplicity Credit Card because all customers enjoy:
- Simply our lowest APR
- 6.8% interest on all balance transfers (no handling fee applies) and on all purchases
- A reward programme like no other, with Barclaycard Freedom automatically earn while you shop at participating retailers.
- Identity Protection Service - advice about protecting yourself from identity theft
- Safer shopping with Fraud Protection - including chip and PIN, and watching for unusual spending on your account
- Purchase Delivery Protection - protecting your online, phone or mail orders against loss or damage, from despatch to door (excludes second-hand goods and services)
- Emergency help when traveling abroad
- Great holiday deals with our Travel Service
- Convenient online account management
- Emergency cash advance and credit card replacement service
- Text alerts five days before payment is due (opt in required)
- 24 hour helpline
Apply Now, or find out more about the benefits of choosing Barclaycard
* Terms and conditions apply to all benefits
  
Vanquis
Visa Card
Have you had a credit card application declined in the past for any of the following reasons: because you're new to credit, have a history of bad credit, a bad credit rating (including CCJ's), you’re on a low income, work part time or are self employed? At Vanquis, we aim to understand individuals’ circumstances.
We’ve already helped over 500,000 people in similar situations. A Vanquis Visa card could be just what you need. It could be your first step to credit repair – putting a bad credit rating behind you! Apply Now
- No annual fee
- A credit limit assigned at a fixed amount to help you stay in control
- Up to 56 days interest free on purchases
- Free additional cardholder
- Free fraud monitoring - we'll warn you of any suspicious activity on your account
- Chip & PIN technology for added security whenever you use your card
- typical 39.9% APR variable based on a typical credit limit of £250
To qualify for a Vanquis Visa Card:
- You must have not applied within the past 6 months
- You are 18 years of age or over.
- You are a permanently resident in the UK.
- You do have a landline phone number
- You are registered on the voters roll.
- You do not have an outstanding County Court Judgment against their name or one that has cleared within the past year.
If you answered yes to these questions, We recommend you have your salary, banking and employment address details to hand to avoid any delays in applying. If not, the you should check out our selection of PrePaid Cards as you will be automatically rejected if applying for a Vanquis card.
Click Here to Apply Online.
  
Using Visa:
Discover the many innovative ways Visa can work for you-pay taxes, access personal finance tools, even pay your bills. Explore this section, and see why more cardholders choose Visa.
Discounts:
In times like these, Visa is pleased to give you easy ways to make necessities affordable without having to forgo the little pleasures. Browse the latest Visa deals below or sign up for the Visa Discounts newsletter for more ways to help stretch your dollar.
Visa Security:
You can feel confident about safety when you use your Visa card. Our multiple layers of security prevent, detect, and resolve unauthorized use of your card information. And if fraud should occur, you are never held liable for unauthorized charges.
Visa brings you:
Visa is proud of its alliances with such illustrious events and organizations as the Olympic Games, Live Broadway, NASCAR, and the NFL.
Barclaycard Platinum Credit Card with Balance Transfer
Looking for some breathing space? Think about going Platinum.
With the original card in our Platinum range, you'll pay 0% interest on balance transfers for 15 months from account opening (2.9% handling fee applies) and on purchases for the first three months.
Now that's music to your ears.
Barclaycard Platinum Contactless - The quick and hassle-free way to wave and pay for items of £10 or less - Find out more.
Barclaycard Platinum Credit Card because all customers enjoy:
- 0% interest on balance transfers for 15 months from account opening (2.9% handling fee)
- 0% interest on purchases for three months from account opening
- 15.9% APR typical (variable)
The approval criteria for the Barclaycard Platinum card including having a good credit rating, no history of bankruptcy, and regular income of £20,000 pa. Click Here for a complete list of approval criteria..
Apply Now, or find out more about the benefits of choosing Barclaycard
* Terms and conditions apply to all benefits, the Barclaycard Platinum Card requires Good Credit History
MBNA Rate for Life Visa Credit Card
A brand new offer from MBNA - apply now and receive a promotional low rate on balance transfers and money transfers for the life of the balance.
A promotional low rate on balance transfers and money transfers - 5.9% for the life of the balance*
- Ideal for rearranging your finances and consolidating loans.
- To help protect you further against online fraud we've implemented Verified by Visatm. Click here for more information.
- Now with MBNA Secure you can feel safer when you shop, click on the link at the top of the page and find out more.
- Typical rate 16.9% APR
(variable)
- Want to see our rates explained? - Click here for an explanation.
- Online Banking - Access your account to view your PIN, check your balance and transactions, set up direct debits, carry out balance transfers and much more.
- Free 24 hour worldwide Customer Satisfaction Helpline - wherever you are, whenever you need them, our Customer Satisfaction Representatives are just a free phone call away.
Apply for the MBNA Rate for Life Credit Card
 
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Featured Visa Credit Cards |
Visa Credit Cards
Company |
Card Logo |
Card
Name |
Purchase Rate |
Balance
Transfer Rate |
Typical
APR (variable) |
Card Info |
Visa Card Benefits |
Apply |
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Barclaycard
Initial Credit Card |
Typical 29.9% APR (variable) |
na. |
Typical 29.9% APR (variable) |
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1. Enjoy one single, simple rate for purchases and cash advances. 29.9% APR typical (variable)
2. Start with a low, manageable credit limit that we may later review and increase
3. Stay on top of your spending with free text reminders, five days before payment is due
Get More Details |
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Egg Visa Credit Card |
0% interest until 1 September 2010 on new purchases |
0% interest until 1 August 2011 on balances transferred before 1 September 2010 |
17.9% APR variable |
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Great deals and discounts at selected retailers, No annual fee, Savings on Egg Insurance products, Interest-free grace period, and Convenient balance transfers.
Get More Details |
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Vanquis Visa Card |
Typical 39.9% APR (variable)
on Purchases |
na |
typical 39.9% APR
variable based on a typical credit limit of £250 |
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At Vanquis, we understand that these things shouldn't necessarily mean you don't deserve credit if you want it. The Vanquis Visa card is designed for people like you - why not apply online now and you could be given up to £2,000 credit.
Get More Details |
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MBNA Platinum Rewards Visa Card |
0% p.a. on card purchases for 3 Months |
0% for 13 Months on balance transfers made in the first 90 days (2.9% handling fee) |
Typical 16.9% APR (variable) |
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Earn points when you shop and redeem them against flights, shopping vouchers, cash and much more.
Get More Details |
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Visa Explained |
Visa Europe is the leading European payment system, owned and governed by its 4,600 European member banks.
Every day millions of European consumers and retailers use Visa to make and receive payments in Europe, and around the world - conveniently, quickly and securely.
Everyone knows the Visa card brand; our cards are accepted at millions of places worldwide. However, Visa the company is not so well understood – what it is, how it works and who owns it. These pages aim to change that.
Who we are
Visa Europe provides the brand, systems, services and rules that enable electronic payments between millions of European consumers, businesses and merchants.
Visa Europe is part of the global Visa network. It is an association of 4,600 European banks and financial institutions – together, they influence and oversee the management of the company, our systems and our operations. Visa Europe is a privately-owned incorporated company.
What we do
Visa Europe enables thousands of competing banks to serve the needs of millions of cardholders and merchants.
Visa itself does not issue any cards. We don’t sign up any merchants. We don’t have a role in determining cardholder or merchant rates. This is all done by our member banks.
Our role is to provide the products and services that make transactions fast, secure and convenient.
To do this, Visa connects four groups of business and individuals in the transaction process:
Issuing banks
The banks that issue Visa cards to their customers.
Acquiring banks
The banks that sign up merchants to accept Visa payments.
Cardholders
The people who use Visa cards to make fast and secure electronic payments.
Merchants
Businesses that accept Visa cards can benefit from increased speed, efficiency and security, together with guaranteed payment.
The value we bring – find out Visa is delivering real value to individuals and businesses, the Visa system brings benefits to entire economies
How we do it
Visa’s global payment system is based on three elements:
Our globally recognized brand
The latest payment and security technology
A set of rules, or operating regulations, that everyone must follow
To combine these parts of our business effectively, and to enable Visa payments to take place, we have to be:
An expert marketing organization
We license banks to use our brand and then work with them to promote it, so that consumers and merchants feel confident using Visa.
A formidable technology services provider
We provide a highly dependable processing infrastructure that reaches out to every bank and merchant worldwide. Our system ensures that transactions are quickly and securely authorized, cleared and settled.
A trusted broker and arbitrator
We work with banks and regulators to agree and enforce payment service rules that define the way that payments must work and the responsibilities of each participant in every transaction.
Fees
Visa doesn’t charge any fees to cardholders or merchants – instead, our member banks do this. Our income comes from fees paid by our 4,600 member banks.
Broadly speaking, the fees reflect the extent to which each bank makes use of our products and services
Visa helps millions of cardholders across the world better manage their finances by enabling them to pay ahead with a prepaid card, to pay now with a debit card or to pay later with a credit card. Beyond that, we offer customers peace of mind in knowing they can use their cards with convenience, security and ease, virtually anywhere in the world, at any time.
If you would like to apply for a Visa payment product or simply want to learn more, please select your specific Visa country/region from the list below:
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Visa News |
» Visa Inc. Posts Strong Fiscal Third Quarter 2010 Earnings Results
27/07/10 20:00 from Visa News Releases
Read more on Visa Inc. Investor Website.
» Visa Inc. Completes Acquisition of CyberSource
20/07/10 20:00 from Visa News Releases
» Visa Launches Campaign Promoting Prepaid Card Benefits for Financially Underserved Consumers
14/07/10 20:00 from Visa News Releases
Integrated marketing campaign to raise consumer awareness, drive usage and support growth of Visa partner programs
» Visa and NRF Seek to Reduce Vulnerable Payment Card Data in Merchant Systems
13/07/10 20:00 from Visa News Releases
National Retail Federation and Visa promote card account elimination to advance data security
» Visa Releases Global Best Practices for Card Data Tokenization
13/07/10 20:00 from Visa News Releases
Part of broader Visa strategy to help merchants eliminate card data, shrink payment environment and streamline security
» Foreign Visa Card Spending Reaches USD$312 Million (R2.4 billion) During the Lead-up to and During the 2010 FIFA World Cup™ in South Africa
12/07/10 20:00 from Visa News Releases
Spending up 70 percent over 2009 levels with 55,000 Visa transactions on average a day from the start of June until the end of the day of the final
» Well done South Africa
11/07/10 20:00 from Visa News Releases
» Foreign Visa Card Spending Reaches USD$176 Million During the Lead-Up and Group Stages at the 2010 FIFA World Cup™ in South Africa
28/06/10 20:00 from Visa News Releases
Spending up 65 percent Over 2009 Levels with 51,000 Transactions on Average a Day in the First Half of the Tournament
» Visa Social Media Channels Help Extend Reach of Go Fans Campaign
28/06/10 20:00 from Visa News Releases
Steve Nash, Cafu and Fan Video Submissions Generate More than 5.6 Million YouTube Channel Video Views and 53,000 Facebook Application Downloads
» 2010 FIFA World Cup Provides $45 Million Boost to the South Africa Economy
22/06/10 20:00 from Visa News Releases
Visitor spending up 54 percent over 2009 levels with 45,000 transactions on average a day in the first three weeks of June
» Digital Currency "The Future of Government Payments"
14/06/10 20:00 from Visa News Releases
Speakers at THE HILL Briefing in Washington, D.C. Discuss Benefits of Electronic Payments – Citing Security, Convenience and Hundreds of Millions in Taxpayer Savings by Migrating from Paper
» Overwhelming Majority of Americans Reject Anti-Consumer Debit Amendment Hidden in Wall Street Reform Bill
13/06/10 20:00 from Visa News Releases
Eighty-three Percent of Americans Oppose a Provision of Financial Reform Legislation that Passes Costs of Card Acceptance onto the backs of Consumers
» Visa Data Shows Reasons for Optimism for South Africa Tourism: Strong First Quarter Growth and 2010 FIFA World CupTM
13/06/10 20:00 from Visa News Releases
VisaVue® Travel data indicates that South Africa weathered the economic headwinds which impacted international tourism during 2009 better than most countries around the world. While many countries saw double-digit drops in inboun..
» Visa Launches In-Stadium FIFA World CupTM Fan Experiences at the South Africa vs. Mexico Kick-Off Game This Friday
07/06/10 20:00 from Visa News Releases
Fans at home can visit www.youtube.com/visagofans to view videos of football fans around the world expressing their true colors in support of their national teams, and upload their own. From June 1 to July 11 visitors will also be el..
» Visa Launches YouTube Channel to Host FIFA World CupTM Fans' Goal Call Videos
01/06/10 20:00 from Visa News Releases
Visa Watch your Way to Brazil Sweepstakes Invites Fans to Express their True Colors in Support of their National Teams
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Barclaycard Initial Details:
- Strengthen your credit with the Barclaycard Initial Card.
- Credit limit up to £2,000. The minimum credit limit is £250.
- Go Contactless - Make purchases of £10 and under in an instant wherever you see the wave symbol.
- Typical rate 29.9% APR(variable).
- No Annual Fee.
Barclaycard Initial Approval Criteria:
- Have a credit rating that needs improvement
- You have no history of bankruptcy
- You have not had any County Court Judgments (CCJs) or Individual Voluntary Arrangements (IVAs) registered against you in the past 5 years
- You have not missed multiple payments on a credit agreement within the last 12 months
- You have been unsuccessful in attempts to obtain a credit card in the past (12 months) OR
- You have no credit history, for example;
- You have never used credit in the past
- You are new to the country.
- Don't already have a Barclaycard
- Have had a permanent UK address for 3 months or more
- Have a regular income of more than £10,000 pa
- Are aged 18 or over
Egg Card Details:
- 0% interest until 1 September 2011 on balance transfers put on the account by 1 October 2010 (plus 3% fee).
- 0% on purchases until 1 October 2010
- Typical 17.9% APR variable
- What if you're unable to work through accident, sickness or unemployment? Your Egg Card monthly repayments will still have to be met, and card repayment protection could help.
- There's lots you can do to make things a little easier for yourself. Whether it's hiring a car, relaxing in a comfortable airport lounge or even booking a holiday using your Egg credit card.
- Instant cash back offers with selected retailers including 0800flowers, 7digital.com, lastminute.com, and Virgin Wines to name a few.
- No annual fee.
Egg Card Approval Criteria:
- You are aged 18 years or over
- You are permanently resident in the UK (excluding Channel Islands and Isle of Man)
- You are able to provide us with residential addresses for the last two years
- You have regular access to the Internet
- You can be contacted via a personal e-mail address at home or work
- You have a UK bank or building society account from which you can pay direct debits. The account must be in your name, or in joint names where you are one of the account holders (excluding business accounts).
- You do not already have an Egg Card or haven't closed an Egg Card account within the last 12 months. Existing additional cardholders may apply.
Vanquis Visa Card Details:
- No annual fee
- A credit limit assigned at a fixed amount to help you stay in control
- Up to 56 days interest free on purchases
- Free additional cardholder
- Free fraud monitoring - we'll warn you of any suspicious activity on your account
- Chip & PIN technology for added security whenever you use your card
- typical 39.9% APR variable based on a typical credit limit of £250
Vanquis Visa Card Approval Criteria:
- You must have not applied within the past 6 months
- You are 18 years of age or over
- You are a permanently resident in the UK
- You do have a landline phone number
- You are registered on the voters roll
- You do not have an outstanding County Court Judgment against their name or one that has cleared within the past year.
MBNA Platinum Rewards Card Details:
- 0% p.a. for 13 months on Balance Transfers made in the first 90 days (2.9% handling fee applies). For this great rate your balance needs to be transferred within the first 90 days of opening your account.
- 0% p.a. on card purchases for 3 months.
- 15.9% APR typical rate (variable).
- Redeem your points for an endless choice of flights, hotels, package holidays, city breaks and car hire. You can pay part points and part cash!
- No annual fee.
- Interest free period: Maximum 50 days on purchases only, if you pay your statement balance in full and on time every month.
- Credit limits to £50,000.
MBNA Platinum Rewards Card Approval Criteria:
- You are currently employed
- You are over 23 years of age
- You are a homeowner
- You have an income of over £20,000
- You do not have any recent credit defaults (CCJ's, current arrears or missed payments) on credit cards / loans / mortgages
- You are a resident in the UK and can prove residential addresses for the past two years
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