Featured Visa Credit Cards

Visa Credit Cards

Company	Logo	Name	Purchase Rate	Balance Transfer Rate	Representative APR / Annual Interest Rate	Maximum Credit Limit	Fee/Fee Type	Card Info	Card Benefits	Apply
		Barclaycard Initial Credit Card	29.9% p.a.	29.9% p.a.	Representative example 29.9% p.a. (variable) on card purchases. Equivalent to 29.9% APR representative (variable) based on a credit limit of £1200	Credit limit of up to £2,000 (minimum £250)	No Annual Fee		Strengthen your credit rating, plus you automatically earn Reward Money and can redeem it on a future purchase at selected retailers within the Barclaycard Freedom programme. Get More Details
		Vanquis Credit Card	39.9% p.a.	39.9% p.a.	Purchase annual interest rate 39.94% (variable); Amount of credit £1000; Representative 39.9% APR (variable).	Easy to manage credit limit between £150 and £3,000	No Annual Fee		We've already helped over 1 million people like you get the credit they deserve. Get More Details
		Capital One Classic Credit Card	34.9% p.a. (variable)	34.9% p.a. (variable)	Representative example 34.9% p.a. (variable) on card purchases. Equivalent to 34.9% APR representative (variable) based on a credit limit of £1200	From £200 to £1,500	No Annual Fee		Get control over your finances with our low-limit, easy-to-manage credit card. Great for people who want to build or rebuild their credit rating. Get More Details
		Barclaycard Platinum Extended Balance Transfer Credit Card	0% interest on purchases for 3 months from account opening	0% interest on balance transfers for 22 months from account opening (3.2% handling fee). Refund offer which reduces handling fee to equivalent of 2.9%.	Representative example 17.5% p.a. (variable) on card purchases. Equivalent to 17.5% APR representative (variable) based on a credit limit of £1200	Minimum credit limit : £250 Maximum credit limit: Subject to status	No Annual Fee		Not only UK's longest balance transfer offer, this card comes with Barclaycard Freedom - you automatically earn Reward Money and can redeem it on a future purchase at selected retailers within the programme. Get More Details
		Barclaycard Gold Credit Card	19.9% APR typical (variable)	0% interest on balance transfers until September 2012 from account opening (2.5% handling fee applies)	Representative example 19.9% p.a. (variable) on card purchases. Equivalent to 19.9% APR representative (variable) based on a credit limit of £1200	Minimum credit limit: £250, Maximum credit limit: Subject to status	No annual fee		By managing your Barclaycard Gold and other accounts responsibly (for example by paying your mobile phone and utility bills on time), you could help strengthen your Credit Rating Get More Details
		Nationwide Credit Card	0% on balance transfers for 17 months plus 0% on purchases for 3 months OR 0% on all new purchases for 6 months	0% on balance transfers for 17 months plus 0% on purchases for 3 months OR 0% on all new purchases for 6 months	Representative example 15.9% p.a. (variable) on card purchases. Equivalent to 15.9% APR representative (variable) based on a credit limit of £1200	Minimum credit limit: £500, Maximum credit limit: Subject to status	No annual fee		Choose the offer that's best for you - 0% on balance transfers for 17 months plus 0% on purchases for 3 months OR 0% on all new purchases for 6 months. Get More Details
		Barclaycard Platinum Purchase Credit Card	0% interest on purchases for 14 months from account opening	0% interest on balance transfers for 14 months from account opening (2.9% handling fee applies)	Representative example 18.9% p.a. (variable) on card purchases. Equivalent to 18.9% APR representative (variable) based on a credit limit of £1200	Minimum credit limit : £250 Maximum credit limit: Subject to status	No Annual Fee		Take a break from paying interest on your purchases with our longest 0% purchase card. Get More Details

Visa Europe is the leading European payment system, owned and governed by its 4,600 European member banks. Every day millions of European consumers and retailers use Visa to make and receive payments in Europe, and around the world - conveniently, quickly and securely.

Everyone knows the Visa card brand; our cards are accepted at millions of places worldwide. However, Visa the company is not so well understood – what it is, how it works and who owns it. These pages aim to change that.

Who we are

Visa Europe provides the brand, systems, services and rules that enable electronic payments between millions of European consumers, businesses and merchants.
Visa Europe is part of the global Visa network. It is an association of 4,600 European banks and financial institutions – together, they influence and oversee the management of the company, our systems and our operations. Visa Europe is a privately-owned incorporated company.

What we do

Visa Europe enables thousands of competing banks to serve the needs of millions of cardholders and merchants.

Visa itself does not issue any cards. We don’t sign up any merchants. We don’t have a role in determining cardholder or merchant rates. This is all done by our member banks.

Our role is to provide the products and services that make transactions fast, secure and convenient.

To do this, Visa connects four groups of business and individuals in the transaction process:


Issuing banks
The banks that issue Visa cards to their customers.
Acquiring banks
The banks that sign up merchants to accept Visa payments.
Cardholders
The people who use Visa cards to make fast and secure electronic payments.
Merchants
Businesses that accept Visa cards can benefit from increased speed, efficiency and security, together with guaranteed payment.
The value we bring – find out Visa is delivering real value to individuals and businesses, the Visa system brings benefits to entire economies

How we do it

Visa’s global payment system is based on three elements:
Our globally recognized brand
The latest payment and security technology
A set of rules, or operating regulations, that everyone must follow

To combine these parts of our business effectively, and to enable Visa payments to take place, we have to be:

An expert marketing organization
We license banks to use our brand and then work with them to promote it, so that consumers and merchants feel confident using Visa.

A formidable technology services provider
We provide a highly dependable processing infrastructure that reaches out to every bank and merchant worldwide. Our system ensures that transactions are quickly and securely authorized, cleared and settled.

A trusted broker and arbitrator
We work with banks and regulators to agree and enforce payment service rules that define the way that payments must work and the responsibilities of each participant in every transaction.

Fees
Visa doesn’t charge any fees to cardholders or merchants – instead, our member banks do this. Our income comes from fees paid by our 4,600 member banks.

Broadly speaking, the fees reflect the extent to which each bank makes use of our products and services

Visa helps millions of cardholders across the world better manage their finances by enabling them to pay ahead with a prepaid card, to pay now with a debit card or to pay later with a credit card. Beyond that, we offer customers peace of mind in knowing they can use their cards with convenience, security and ease, virtually anywhere in the world, at any time. If you would like to apply for a Visa payment product or simply want to learn more, please select your specific Visa country/region from the list below: