Provident features:
* Unsecured personal loans from £50 to £500
* We offer personal loans to many people with poor credit ratings; even County Court Judgements need not be a problem
* A decision based purely on your personal circumstances
* Affordable, fixed personal loans with repayments collected regularly from your home - means you're always in control
* Totally upfront unsecured loans - no hidden charges or interest. The amount you owe will never go up
* Please use our Loan calculator to work out the exact repayments for the type of loan you are interested in.
Choose from:
Cash loans - simple unsecured loans with simple repayments - that's what we're here for.
Provident Visa Card - a brand NEW way to take out your Provident loan. Use your card to shop on the Internet, over the phone and on the High Street wherever you see the Visa sign.
easy shop cards - we have teamed up with Argos to give you a great way to shop.
Gift Vouchers - treat yourself, your friends or family and spread the cost with Provident Gift Vouchers.
Personal Loans - Real Personal Finance offer unsecured loans from £750 to £6,000 repayable by direct debit. Visit the website here to see if they are operating in your area.
Representative example:
- £300 loan repayable over 52 weeks
- 52 weekly payments of £10.50
- Rate of interest 82.0% p.a. fixed;
- Representative 272.2%APR
- Total Amount Payable is £546
Apply for the Provident Loan
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Provident Personal Loans |
Imagine having instant spending power and the freedom to shop where you want. Use it over the phone, on the Internet or on the High Street. You can even use it abroad - great for your holidays! Plus you can get your loan in the form of a Visa card, it's the modern and safe way to take your Provident loan
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Provident Personal Loans |
Provident Personal Credit is in the business of helping people manage small, unsecured credit, when they need it.
But that's not all.
Provident and our agents pride ourselves on making sure that the loans are manageable and easy to understand. That way you stay in control of your finances.
We are the leading home collection loan company in the UK and Republic of Ireland
We have a good reputation too; 95% of our customers say they are satisfied with us*. We put this down to the unique service that we provide:
•The knowledge of our 11,000 friendly, local agents
•The way we make sure you only borrow what you can afford to repay
•How we ensure that agreements are as straightforward as possible
Responsible Lending
We believe in responsible lending. As a member of the Consumer Credit Association, we follow voluntary regulations through a code of practice. This means you get extra peace of mind from knowing that this additional protection exists.
Our agents will aim to only lend you what you can afford to repay. Our business is built upon the relationships agents develop with you our customers.
Provident in the community
We believe people are at the heart of our business and therefore we strive to offer a community programme that aims to benefit those who live and work in the areas in which we operate, our customers, agents, employees and the local community.
** The UK Credit Card Centre has been designated as a Credit Intermediary under the Consumer Credit Directive(CCD) of 2011. The UK Credit Card Centre receives commissions from credit card referrals/applications and credit card sales.
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