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Great reasons to get a Post
Office Credit Card...
With our great balance transfer deal of 0% for the first 12 months, you won't need to pay any interest on your other credit or store cards1 if you are transferring the balance to a Post Office® Credit Card
Value
- 0% on balance transfers for the
first 12 months*
- 0% on purchases for the first
3 months
- 0% commission on purchases abroad
- lower interest rate for bigger
purchases
- 0% again on balance transfers for 5 months* on the month of your 1st and 2nd anniversary
- 16.9%
APR Typical (variable)
Choice
- apply online
- apply over the phone
- apply at your nearest Post Office
branch
Service
- get your card in as little as
6 days when you apply online
- manage your card account online
- pay at any Post Office
branch, by Direct Debit or phone
- phone help 365 days a year
To apply for a Post Office® Credit Card you will need to satisfy the following requirements.
You can apply if you:
.are aged 18 years or over
.are a UK resident
.do not currently hold a Post Office® credit card
By clicking continue, you are indicating that you satisfy these requirements
Apply
for the Post Office MasterCard®
*2.98% balance transfer fee applies.
Additional credit card benefits and extras
Payment plan with lower interest rate
- purchases of £500 to £2,000 in value can be transferred to our special fixed rate Payment Plan of 6.8% p.a.
- pay for up to 2 purchases with a maximum combined value of £2,000 over 12 months
- get 1 monthly statement showing your card and Payment Plan
16.9% APR Typical (variable)
Free purchase protection
- almost everything you buy on your card is insured against accidental damage, loss and theft for up to 90 days from purchase
Optional payment protection
- just 45p a month for every £100 you owe (you don't pay if your balance is clear)
- minimum payment met if you're ill or injured
- covered for redundancy (employed) or if your business fails (self-employed)
Optional card protection
- protect yourself if you or your family's cards are lost or stolen - just one phone call to cancel and replace
- protection for just £25 for a year


Post Office Ltd is a wholly owned subsidiary of Royal Mail Group Ltd and operates under the Post Office® brand. Managing a nationwide network of around 12,500 Post Office® branches, we are the largest Post Office network in Europe and the largest retail branch network in the UK handling more cash than any other business.
Post Office® branches are for providing products and services that offer value for money and are valuable to customers' lives. Our reach means that over 94 percent of people live within a mile of a Post Office® branch and often visit us more than once a week - that's about 41 million customer visits.
Around 550 Post Office® branches are managed directly by Post Office Ltd. The remaining branches are managed on an agency basis either by subpostmasters/mistresses or franchise partners. Some of our franchise partners include Tesco, SPAR and Londis.
Through our network, we sell around 170 products and services. Of the 2.7 billion transactions we carry out each year, the majority are for banking, leisure and postal services. Every year more than 500 million household bills are paid over our counters, over a million travel insurance policies are sold, and we are now the biggest provider of foreign currency in Britain.
Post Office Ltd is one of the three arms that make up the Royal Mail Group, along with Royal Mail and Parcelforce Worldwide. Post Office Ltd's Chief Executive and non-executive Chairman sit on the Group's management board.
Serving you for centuries -our history through the post
No other postal service has the history we do.
We have a tradition of service stretching back over 360 years. We are proud of our history, which shows the amazing impact of our business on the lives of people in Britain and around the world. We have a great public service pedigree, with centuries of innovation and industry making our business what it is today.
In March 2004, Royal Mail Group developed an independent charitable trust to manage the heritage of all our brands (Royal Mail, Post Office® and Parcelforce Worldwide). The British Postal Museum & Archive (BPMA) is now working to increase public access to our nation's postal history.
You can visit the BPMA in London to use The Royal Mail Archive - if you're researching your family history you might find information on ancestors in the postal service. You can also see fascinating objects from our distant (and not-so-distant) past at the BPMA museum store on special open days.
Royal Mail holds a unique and important place in history, and we are delighted to be supporting the BPMA in their work.
To find out more, visit the BPMA website www.postalheritage.org.uk
Post Office Ltd is registered in England and Wales No.2154540. Our registered Office: 80-86 Old Street, London EC1V 9NN. For customer enquiries about Post Office® products and services, please phone our helpline on 08457 22 33 44. |
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