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Additional Low Interest Rate, Low APR Credit Card Details |
We all use credit cards. The ease and convenience of credit cards is part of everyone's financial day to day activities. So it's obvious that we all want to reduce our costs associated with the use of credit cards. Although there are many way to reduce your credit card costs, the easiest way is to apply and qualify for a low rate credit card. You can save hundreds each month with a low rate card. When you transfer credit card balances from one card to another to take advantage of low introductory or promotional rates can result in significant reduction in interest or finance charges. Similarly, financing purchases with low introductory or promotional purchase rates can result in significant interest savings. At the UK Credit Card Centre, we offer many credit cards with low interest and low APR rates.
The
VIRGIN CREDIT CARD
When you take out a Virgin Credit Card, you get more than just
a nice piece of plastic.
- 0% for 14 months on balance transfers (from the date your account is opened. Transfers to be made within first 60 days. 2.98% handling fee applies)
- 0% p.a. for 3 months on card
purchases*
- 16.6% APR
typical rate (variable)
** To qualify for a Virgin Credit Card you must meet the following criteria:
. You are at least 25 Years of Age
. You have a Good Credit History
. You are in full time employment
. You are a permanent resident/citizen of the UK
. You have a Bank or Building society account
You'll also get 50 interest free days
on your card purchases, as long as you pay your statement balance
in full and on time every month.
Apply
Now for the Virgin Credit Card.**
MBNA Platinum Card Features:
- 0% on balance transfers for 13 months (2.9% handling fee). For this great rate your balance needs to be transferred within the first 90 days of opening your account
- 0% on card purchases for 3 months from the date your account is opened.
- 0% on money transfers for 13 months on transfers from your credit card to your current account (4% handling fee). Remember for this great rate you need to transfer money within the first 90 days of opening your account.
- Typical rate 16.9% APR (variable)
- Want to see our rates explained? - Click Here for an explanation.
- Online Banking - Access your account to view your PIN, check your balance and transactions, set up direct debits, carry out balance transfers and much more
MBNA Credit Card Approval Criteria:
- You are currently employed
- You are over 23 years of age
- You are a homeowner
- You have an income of over £20,000
- You do not have any recent credit defaults (CCJ's, current arrears or missed payments) on credit cards / loans / mortgages
- You are a resident in the UK and can prove residential addresses for the past two years
Apply
for the MBNA Platinum Plus Credit Card
The MBNA Platinum
Plus Visa now gives you 0% on balance transfers for 13 months (2.9% handling fee) AND 0% on card purchases for 3 months, 16.9%
APR Typical rate (variable). Plus,
unlike some other lenders, we guarantee that if your application
is successful the rate you apply for is the rate you’ll
There is no annual fee to pay and
no liability or excess to pay for theft, loss or fraudulent
Internet use - as long as you tell us as soon as your card
cannot be found or you notice any unusual transactions on
your account.
Take
control of your money with 0% from Egg
Visa Card
Our Amazing 0% Offers
- 0% interest until 1 September 2011 on balances transferred before 1 October 2010**
- 0% interest until 1 October 2010 on new purchases
- 17.9% APR typical variable
Plus...
- Great deals and discounts at selected retailers.
- Paperless application process - faster, easier and hassle-free.
- Online servicing 24 hours a day, every day.
- No annual fee.
- Savings on Egg Insurance Egg's insurance products.
- Interest-free grace period
- Convenient balance transfers
Are you eligible to apply for an Egg Card? You need to satisfy certain requirements i.e. that you're over 18 and are permanently resident in the UK (excluding the Channel Islands and Isle of Man).
Please check that you meet the full eligibility requirements.
To Apply Now, or for more information, Click Here
*2.5% handling fee on anniversary balance transfers,
**3% handling fee on all introductory balance transfers
 The only credit card you'll ever need
Start saving today with a Halifax All In One Credit Card
* 0% for the first 9 months on balance transfers made in the first 90 days (3% fee).
* 0% for the first 9 months on everything you buy with your Halifax All In One Credit Card.
Simply apply today and transfer your outstanding balances from other credit or store cards in the first 90 days and you'll pay 0% interest for a whole 9 months. All you pay is a 3% fee.
And you'll get a great rate of 15.9% APR typical variable.
To apply for a Halifax credit card you must:
- Be aged 18 or over
- Be a UK resident
- Be in employment (receiving an annual salary)
- Have a telephone number you can be contacted on
But, you must not:
- Have been declined for a Halifax or Bank of Scotland Credit Card in the last 6 months
- Have any CCJs
- Have missed payments on your current store cards, credit cards, loans or mortgages
- Be bankrupt
To benefit from the 0% rate, you must stay within your credit limit and make your monthly payments on time.
APPLY ONLINE NOW! It's so easy; you'll be done in minutes.
 
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Featured Low Interest Rate, Low APR Credit Cards |
Low Interest Rate, Low APR Credit Cards
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Low Interest Rate, Low APR Credit Cards Explained |
If your goal is to acquire a low interest credit card, there's more to it than simply applying for a low rate credit card, even if you're smart enough to look past the introductory teaser rates.
So no matter the state of the economy or your personal financial situation, credit card companies are always looking and competing for your business.
The credit card you can qualify for is based on your credit score. If your credit score is average, you may still be able to qualify for a low rate credit card.
That doesn't mean you qualify for the very lowest APR available, but if you take the time to read all the details this will insure that you don't get fleeced.
Most importantly, make sure to read-and understand-the fine print before you apply.
Obviously you can not go wrong picking the credit card with the lowest interest rate. But we have noticed over the years that many of our visitors who ask us for the "lowest rate card" are actually looking for the "best credit card". The lowest rate credit card is not necessarily the best credit card available
.
There are many different definitions the "low interest rate credit card". For example you have low interest rate cards that offer rewards points redeemable for free airline tickets, Cashback, free hotel stays, free merchandise and even discounted gas for using the card.
Low interest credit cards can save you of money over time. Through lower fees, lower interest rate charges, and fees
! If you aren't carrying balances on your existing credit cards or plan on making long-term purchases, low interest credit cards are a great way to reduce the cost of borrowing. Low interest credit cards are best for people with good to excellent credit..
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Virgin Card Details
- 0% p.a. on balance transfers for 16 months (2.98% admin fee applies)
- 0% on card purchases for 3 months
- Typical rate 16.6% APR (variable)
- Discounts on Virgin Holidays and other Virgin products
- No annual fee
- Manage your account online
- Minimum Age: 18 years
Virgin Card Approval Criteria:
- You are at least 25 Years of Age
- You have a Good Credit History
- You are in full time employment
- You are a permanent resident/citizen of the UK
- You have a Bank or Building society account
Barclaycard Platinum Details:
- Pay no interest on balance transfers until February 2011 (Handling fee of 2.5% applies).
- 0% on card purchases for 3 months.
- Typical rate 12.4% APR (variable).
- Go Contactless - Make purchases of £10 and under in an instant wherever you see the wave symbol.
- Maximum 56 days on new purchases if you pay in full and on time each month. No interest free period on balance transfers, cash withdrawals or cheques.
- Minimum credit limit £250, maximum subject to status.
- No Annual Fee.
Barclaycard Platinum Approval Criteria:
- Have a good credit rating
- You have no history of bankruptcy
- You have not had any County Court Judgments (CCJs) or Individual Voluntary Arrangements (IVAs) registered against you in the past 5 years
- You have a history of managing credit commitments well i.e. have existing credit and at least 4 years of experience managing credit cards, loans, overdraft or mortgage
- You have always made payments on time
- Don't already have a Barclaycard
- Have had a permanent UK address for 3 months or more
- Have a regular income of more than £20,000 pa
- Excluding a mortgage, your debt on credit cards or store cards is less than 10% of your income
- Are aged 21 or over
Barclaycard Goldfish MasterCard Details:
- 9.9% APR typical (variable).
- 9.9% interest on balance transfers you make (3% handling fee applies). Terms and Conditions apply.
- No annual fee to pay.
- Unlimited reward points - Earn 1 point for every £1 you spend.
Barclaycard Goldfish MasterCard Approval Criteria:
- Have a good credit rating
- You have no history of bankruptcy
- You have not had any County Court Judgments (CCJs) or Individual Voluntary Arrangements (IVAs) registered against you in the past 5 years
- You have a history of managing credit commitments well i.e. have existing credit and at least 4 years of experience managing credit cards, loans, overdraft or mortgage
- Don't already have a Barclaycard
- Have had a permanent UK address for 3 months or more
- Have a regular income of more than £20,000 pa
- Excluding a mortgage, your debt on credit cards or store cards is less than 10% of your income
- Are aged 21 or over
MBNA Low Rate for Life Card Details:
- 0% p.a. for 13 months on Balance Transfers made in the first 90 days (2.9% handling fee applies). For this great rate your balance needs to be transferred within the first 90 days of opening your account.
- 0% p.a. on card purchases for 3 months.
- 15.9% APR typical rate (variable).
- Redeem your points for an endless choice of flights, hotels, package holidays, city breaks and car hire. You can pay part points and part cash!
- No annual fee.
- Interest free period: Maximum 50 days on purchases only, if you pay your statement balance in full and on time every month.
- Credit limits to £50,000.
MBNA Low Rate for Life Card Approval Criteria:
- You are currently employed
- You are over 23 years of age
- You are a homeowner
- You have an income of over £20,000
- You do not have any recent credit defaults (CCJ's, current arrears or missed payments) on credit cards / loans / mortgages
- You are a resident in the UK and can prove residential addresses for the past two years
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