Other Benefits

• Up to 56 days' interest-free period - available on purchases when you pay your whole credit card balance (including any balance transfers) in full and on time.
  
  
• Convenience and flexibility - pay your bills and manage your account online using Internet Banking, over the telephone or at your local branch.
  
  
• Free additional card for your partner or other family member over 18.
  
  
• Protect all your cards with HSBC CardGuard
  • One phone call to report loss or theft anywhere in the world*
    
  • Includes lock and key assistance
  
  What would you do if you were to lose your cards whilst on holiday or money was withdrawn fraudulently from your account? For only £25 per year, or £65 for three years, CardGuard helps cover your costs if your cards are lost, stolen or used fraudulently.
  
  
• No annual fee.
  
  
• Up to 8% discount on Thomas Cook holidays booked through the HSBC Travel Club

HSBC, one of the largest financial institution in the world offers up a MasterCard will many of the top benefits in the industry. There 15 months 0% interest on balance transfers is a leader in the world of UK Credit cards. The 16.9% interest rate

Advantages

• Excellent balance transfer offer of 15 months 0%
  
• Backing of one of the largest, and more respected financial institution in the world. At home or abroad, you'll have the reassurance of our global presence.

Disadvantages

• To qualify for the HSBC MasterCard you must have a current account with HSBC
  
• Must stay below credit limit, or problem may arise
• Cash advance fee can be problematic

Additional Comments:
HSBC is one of the largest financial institution in the world, to qualify for their MasterCard you need to have good credit, but you get a credit card that respected thoughout out the world, and has MasterCard benefits.
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Who is HSBC?
We are the world's local bank.

Headquartered in London, HSBC is one of the largest banking and financial services organizations in the world. HSBC's international network comprises around 9,500 offices in 86 countries and territories in Europe, the Asia-Pacific region, the Americas, the Middle East and Africa.
With listings on the London, Hong Kong, New York, Paris and Bermuda stock exchanges, shares in HSBC Holdings plc are held by around 200,000 shareholders in some 100 countries and territories. The shares are traded on the New York Stock Exchange in the form of American Depositary Receipts.
Through an international network linked by advanced technology, including a rapidly growing e-commerce capability, HSBC provides a comprehensive range of financial services: personal financial services; commercial banking; corporate, investment banking and markets; private banking; and other activities.

Business principles and values
The HSBC corporate character defines the values and principles inherent in all our everyday dealings.

Group History
The HSBC Group has an international pedigree which is unique. Many of its principal companies opened for business over a century ago and they have a history which is rich in variety and achievement. The HSBC Group is named after its founding member, The Hong kong and Shanghai Banking Corporation Limited, which was established in 1865 to finance the growing trade between China and Europe.

**  Issued by HSBC Bank plc. Credit subject to status. This promotion is only available to new HSBC Bank Credit Card customers who hold an HSBC current account and does not apply to the Student Credit Card. This offer excludes people that do not hold an HSBC current account, existing HSBC Bank Credit Card customers or those who closed their HSBC Bank Credit Card within the last 6 months. The rate for balance transfers is 0% for 15 months, where the transfer is made within 30 days of account opening. A 2.9% balance transfer fee applies to each balance transferred (minimum £5). The balance transfer promotion only applies to balances transferred from credit and store cards issued by non-members of the HSBC Group. The HSBC Group means HSBC Holdings plc, its subsidiaries, associated and affiliated companies and includes HFC Bank and first direct. The rate for purchases will be 0% for 3 months from account opening. For balance transfers and purchases at the end of the promotional rate period the rate will revert to the standard variable rate applicable for purchases, currently typical 16.9% APR variable. The promotional rate does not apply to cash advances or transactions treated as such under these terms. Further conditions apply.

Contact us on 0800 328 1278. Lines are open 8am to 10pm everyday (except Christmas Day, Boxing Day and New Year's Day) Text phone 1800 10800 028 0126. To help us continually improve our service and in the interests of security, we may monitor and/or record your telephone call with us. Text message call backs will be within one working day and between 10am and 8pm. Standard network rates apply.

HSBC Credit Card Details