Getting an IVA to get out of Debt
Debt management and personal finance issues have become burning issues because of the recession. At the end of November 2009 personal debt in the UK had risen by 0.7%compared to the same period in 2008 and had reached.....
by Danny Wilkinson
Unsecured Loans UK - Timely Risk Free Loan For Your Circumstances
A non-homeowner can have easy access to loans in these days as lenders are more than wiling to make deal with such borrowers to combat competition in the loan market. In the UK, plenty of lenders offer unsecured loans for variety of purposes like wedding, holiday, paying medical or educational bills, debt consolidation. Unsecured loans are given to.....
by Tim Kelly
Personal Finance: Mortgage APR is confusing consumers!
APR or Annual Percentage Rate of Interest was devised as a way of allowing consumers to compare different financial products. This was and still is a great idea. However, there are a number
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by Malcolm Murphy
Payday Loans - Slash Down Financial Problems With Quick Funds
Also known as cash advance loans, payday loans are getting immense popularity among the people of UK. This loan is also known as a post-dated check loan which means that applicant needs to keep a post dated cheque against the borrowed amount. It is a short term loans with high interest rates. You can borrow funds which are ranges from £100 to £1500 .....
by Mark HoodRobin
Building Societies in the UK - What Does the Future Hold?
As the Yorkshire Building Society is about to take over the Chelsea Building Society I thought it would be worth taking a look at what is happening in the mutual building society sector in the UK.
Just to explain the
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by Malcolm Murphy
Ten Reasons Why Credit Cards are so Popular in the UK
According to APACS (Association for Payment Clearing Services), in 2004 we Brits charged just about £269bn on our plastic. Cash sales for the same period totaled just about £268bn. For the first time in history, credit card sales topped cash sales. If it wasn't official before, it is now - credit card UK spending.....
by Jon Francis
Home-owners turn to credit cards to make mortgage repayments
A charity has revealed that over the past year up to one million households borrowed money using a credit card to pay mortgage repayments or rent. According to the housing charity Shelter, this figure represents 6 percent of UK homes, which was described.....
by Sam Gooch
Adverse Credit History No Hurdle In Taking UK Bad Credit Auto Loan
Owning a vehicle is every traveler’s dream but very often getting required funds from own sources becomes tougher. Availing loan therefore is only option left. But in case the loan seeker is labeled bad credit, loan providers are hesitant as risk involved in the loan goes higher. These apprehensions are well taken care of in case of UK bad.....
by Peter Taylor
Bad UK Credit Cards
Do you have a bad credit history due to missed payments on bills and loans? Or maybe a UK county court judgment (CCJ) is against you. Are you planning to get a credit card to put your credit record in order? There are a number of.....
by Richard Romando
Understanding the Meaning of APR
APR stands for Annual Percentage Rate. APR attempts to create a single figure of interest allowing the consumer to compare like with like when selecting the best product for their lifestyle.
Without APR it would be literally impossible to make this kind of quick
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by Barton Simmons
Featured Personal Finance Archives
If you are interested in getting your financial life in order, you must take the time to read as much as you can. Each year hundreds of personal finance articles, products and courses are created in order to help people get control of their money using conventional tools such as budgeting, financial calculators, investment guides and debt consolidation formulas.
The UKCreditCardCentre.co.uk offers many finance articles that help us understand the complex world of personal finance.
»Olympics has mixed impact on house prices 27/07/10 04:52 from FT.com - Personal Finance The upcoming 2012 Olympics has had a mixed impact on East London property prices, with only four out of the 14 Olympic postal districts seeing house prices rise by more than the average for London
»FSA fines former Northern Rock finance chief 27/07/10 04:06 from FT.com - Personal Finance David Jones has been fined £320,000 and banned from working in the City for misreporting mortgage arrears figures – the third executive at the bank to face punishment for the episode
