	Balance Transfer Credit Cards	Balance transfer credit cards allow you to consolidate credit card debt onto one card, allowing you to shed yourself of high interest rates. And therefore saving you money. But initiating a balance transfer from a high interest rate credit card to a credit card with a lower interest rate is not void of pitfalls. You need to understand how a balance transfer works. And more importantly you need to understand the fees associated with the transfer. Many times there is fine print attached to the transfer that includes hidden charges. Some credit cards may charge a transfer fee that can be a percentage of the balance transferred. Be sure that there is a cap on the amount, or else a balance transfer in the thousands may end up costing you hundreds of pounds. Also, be sure the bank doesn't charge a high annual fee, or joining fee. For additional details on the balance transfer credit cards, please visit Balance Transfer Credit Cards
	Low Interest Rate Credit Cards	Low Interest Rate credit cards offer introductory rates of up to 0% APR for anywhere between 3 to 12 months for when the credit card account is opened. This rate can, depending on the credit card company can apply to new purchases, cash advances, and balance transfers from other credit card account . Additional details can be found at Low Rate, Low APR Credit Cards
	Rewards Credit Cards	Rewards credit cards are the fastest growing segment of the credit card industry. Since everyone uses credit cards, it’s only natural to want the benefits of a rewards program from your everyday purchases. Rewards programs come in a variety of flavors; cash back rewards, shopping rewards, travel rewards, entertainment rewards are just a few of the rewards program available. If you use these cards in the way they are intended, they can prove to be very beneficial to your credit card purchasing. Find out more about the Rewards Credit Cards we offer.
	Travel Rewards Credit Cards	Credit cards that offer travel rewards programs are reasonably flexible and might provide airline miles, points that are redeemed for hotel accommodation, or both. You earn reward points or airline miles whenever the credit card is used for everyday purchases. Credit cards used for travel related spending such as purchasing airline tickets or hotel reservations, a greater number of reward points are usually awarded. Reward points can be redeemed for airline tickets, hotel accommodations, car rental, or special priority treatment or upgrades while traveling. To find out more about Travel Rewards Credit Cards
	Credit Cards to Improve Credit	Worrying about your credit problems is not going to solve them. We promote credit cards for individuals with bad credit or simply put, less than perfect credit. Simply qualifying for a credit card will not help you build, re-build or re-establish your credit. The key to improving your credit rating and subsequent credit history is making on-time payments with all of your creditors and maintaining your account balances well below the credit limits. This is the key to changing your financial future, and fixing your credit history. To find out more, visit our Bad Credit Cards Cards section

Choosing a credit card that fits your needs is what we are all about. We provide the tools and information necessary to make an informed decision on not only the credit card that best fits your desires, but also the credit card that fits your credit history.

The first step in choosing a credit card is to figure out what credit card you want. Credit Card within the UK are divided into five main categories.

Visa
Discover the many innovative ways Visa can work for you-pay taxes, access personal finance tools, even pay your bills. Explore all the benefits of Visa Credit Cards, and see why more cardholders choose Visa cards. Review and Compare all the Visa Credit Cards.

MasterCard®
In times like these, MasterCard® Credit Cards is pleased to give you easy ways to make necessities affordable without having to forgo the little pleasures. Browse the latest MasterCard® deals below or sign up for the MasterCard® Credit Cards Discounts newsletter for more ways to help stretch your spending. Review and Compare all the MasterCards Credit Cards

American Express
You can feel confident about safety when you use your American Express Credit Card. Our multiple layers of security prevent, detect, and resolve unauthorized use of your card information. And if fraud should occur, you are never held liable for unauthorized charges.
Review and Compare all the American Express Cards

** The UK Credit Card Centre has been designated as a Credit Intermediary under the Consumer Credit Directive(CCD) of 2011. The UK Credit Card Centre receives commissions from credit card referrals/applications and credit card sales.

Compare Featured Credit Cards

Credit Cards

Representative Example
Company	Logo	Name	Purchase Rate	Balance Transfer Rate	Representative APR / Annual Interest Rate	Maximum Credit Limit	Fee/Fee Type	Card Info	Card Benefits	Apply
		Express Rewards Credit Card^sm	0% p.a.For 6 months from the signing of this Agreement by us on all purchases made within the first 6 months	17.9% p.a. (variable)	Representative example 17.9% p.a. (variable) on card purchases. Equivalent to 17.9% APR representative (variable) based on a credit limit of £1200	Minimum credit limit of £700, maximum credit limit subject to status	No Annual Fee		As a specialist lender, whatever your financial situation, at American Express Rewards we take a closer look to see if we can give you the credit you need and can afford. Get More Details
		Barclaycard Platinum Extended Balance Transfer Credit Card	0% interest on purchases for 3 months from account opening	0% interest on balance transfers for 22 months from account opening (3.2% handling fee). Refund offer which reduces handling fee to equivalent of 2.9%.	Representative example 17.5% p.a. (variable) on card purchases. Equivalent to 17.5% APR representative (variable) based on a credit limit of £1200	Minimum credit limit : £250 Maximum credit limit: Subject to status	No Annual Fee		Not only UK's longest balance transfer offer, this card comes with Barclaycard Freedom - you automatically earn Reward Money and can redeem it on a future purchase at selected retailers within the programme. Get More Details
		Vanquis Credit Card	39.9% p.a.	39.9% p.a.	Purchase annual interest rate 39.94% (variable); Amount of credit £1000; Representative 39.9% APR (variable).	Easy to manage credit limit between £150 and £3,000	No Annual Fee		We've already helped over 1 million people like you get the credit they deserve. Get More Details
		Capital One Classic Credit Card	34.9% p.a. (variable)	34.9% p.a. (variable)	Representative example 34.9% p.a. (variable) on card purchases. Equivalent to 34.9% APR representative (variable) based on a credit limit of £1200	From £200 to £1,500	No Annual Fee		Get control over your finances with our low-limit, easy-to-manage credit card. Great for people who want to build or rebuild their credit rating. Get More Details
		Lloyds TBS Duo Avios MasterCard	Representative 15.94% APR variable	0% interest for six months on balances transferred in the first 90 days† (3% fee)	Representative Example: 15.9 APR representative (variable). Based on a credit limit of £1,200* and a purchase rate of 15.9% p.a. (variable)	Credit limits will vary based on your individual circumstances	No annual fee		The daily newspaper, cinema tickets, a bottle of red – whatever you put on your Duo Avios Cards, you'll pick up Avios too, If you spent £100 on your Duo Avios MasterCard you'd collect 20 Avios. Get More Details
		Virgin Credit Card	0% for 3 months on card purchases* (from the date your account is opened)	0% on balance transfers for 20 months* Rate applies to transfers made in the first 60 days. Handling fee of 2.99% applies.	Representative example 16.8% p.a. (variable) on card purchases. Equivalent to 16.8% APR representative (variable) based on a credit limit of £1200	Minimum credit limit: £0, Maximum credit limit: Subject to status	No annual fee		0% on balance transfers for 20 months*. Remember though, you will need to do this within the first 60 days to receive the introductory balance transfer rate (2.99% handling fee applies). Get More Details
		Tesco Clubcard MasterCard	0% interest on all purchases for 15 months	0% interest on balance transfers for 9 months from account opening (2.9% fee)	Representative Example: 16.9% APR representative (variable). Based on a credit limit of £1,200* and a purchase rate of 16.9% p.a. (variable) (*Your credit limit may vary depending upon your circumstances)	Minimum credit £250 - Maximum credit subject to status	No Annual Fee		Collect 1 Clubcard point for every £4 you spend on the Clubcard Credit Card (Must have available credit. 1 point awarded per £4 spent in each purchase transaction (£4 min)). Get More Details

At the UK Credit Card Centre our primary purpose is to provide financial information. Choosing the credit card that is best for you is rather simple. What's not simple is the effort that is needed. That's where we come in, we provide the tools and information necessary to help you find the credit card that is right for you. Use our tables to compare the various features each credit card offers, then make an informed decision based on your individual needs.

Credit Card News

» Euro debt crisis weighs on insurers' 2011
06/02/12 09:56 from Reuters: Business News
LONDON (Reuters) - Near-record catastrophe claims, the euro zone debt crisis and low interest rates are likely to result in mostly weaker 2011 profits for European insurers. Related Stories Airbus wins 91 orders in January UK law firms Pins..

» Greeks delay bailout talks as Merkel demands action
06/02/12 09:50 from Reuters: Business News
ATHENS/PARIS (Reuters) - German Chancellor Angela Merkel told Greece on Monday to make up its mind fast on accepting the painful terms for a new EU/IMF bailout, but the country's political leaders responded by delaying their decision for ye..

» FTSE ends lower as miners fall, Greek deal awaited
06/02/12 09:01 from Reuters: Business News
LONDON (Reuters) - Miners dragged the FTSE lower on Monday, after doubt surfaced about Glencore's potential merger with Xstrata , while banks waned in the absence of a debt deal for Greece. Related Stories Airbus wins 91 orders in January U..

» Average daily UK forex turnover slips - Bank
06/02/12 08:29 from Reuters: Business News
LONDON (Reuters) - The average daily turnover in UK foreign exchange markets fell in the six months to October, driven by a drop in FX swaps and options activity, a Bank of England survey showed on Monday. Related Stories EU bank results ey..

» EU bank results eyed for Greek debt, EBA fallout
06/02/12 07:51 from Reuters: Business News
LONDON (Reuters) - Markets will punish European banks that fail to write down their Greek debt adequately or don't tell investors how they will boost their capital buffers by June, auditing firms say. Related Stories Tesco prepares for $500..

» Glencore, Xstrata hammer out premium as deal nears
06/02/12 07:49 from Reuters: Business News
LONDON/CAPE TOWN (Reuters) - Top executives at Glencore and Xstrata are hammering out the final details of a proposed $80 billion (50 billion pound) merger, including the premium on offer by the commodities trading giant to secure approval ..

» Dresdner bonus pool aimed at keeping bankers working hard
06/02/12 07:47 from Reuters: Business News
LONDON (Reuters) - Dresdner Bank's promise of a minimum bonus pool was aimed at keeping its bankers working hard and preventing an exodus of staff after it hit trouble more than three years ago, the former head of the business told a London..

» UK law firms Pinsent Masons and McGrigors to merge
06/02/12 06:48 from Reuters: Business News
LONDON (Reuters) - Mid-tier British-based law firms Pinsent Masons and McGrigors have agreed to merge following a partner vote, the companies said in a statement on Monday. Related Stories Sanofi faces uphill struggle in MS drug market Tesc..

» Swiss business lobby seeks U.S. restraint on banks
06/02/12 06:10 from Reuters: Business News
ZURICH (Reuters) - U.S. authorities should show restraint in a crackdown on banks accused of helping rich Americans dodge taxes, while indicting another bank could risk significant collateral damage, the head of a Swiss-American business lo..

» Airbus wins 91 orders in January
06/02/12 06:07 from Reuters: Business News
PARIS (Reuters) - European planemaker Airbus won 91 plane orders last month, dominated by sales of standard and new-engine versions of its single-aisle A320 family of aircraft, it said on Monday. Related Stories Lamborghini to follow Porsch..

» Sanofi faces uphill struggle in MS drug market
06/02/12 05:39 from Reuters: Business News
PARIS (Reuters) - Sanofi SA risks falling behind in the battle for share of the fast-growing multi-billion euro multiple sclerosis (MS) market, as rivals push ahead with revolutionary treatments while doubts remain over the French drugmaker..

» Analysis - Euro zone strugglers lack innovative knack
06/02/12 05:30 from Reuters: Business News
LONDON (Reuters) - To get an idea of the economic mountain euro zone strugglers Greece and Portugal have to climb, consider this: per million inhabitants, they each filed fewer than eight applications with the European Patent Office in 2010..

» Tesco prepares for $500 million Thai property IPO - IFR
06/02/12 05:27 from Reuters: Business News
HONG KONG (Reuters) - Tesco plc , Britain's biggest retailer, started pre-marketing on Monday for an initial public share offer (IPO) to raise about $500 (317.36 pound) by bundling some of its shopping centres in Thailand into a listed fund..

» China growth could halve if Europe crisis worsens - IMF
06/02/12 04:22 from Reuters: Business News
BEIJING (Reuters) - China's annual economic growth could be cut nearly in half this year if Europe's debt crisis tips the world economy into a recession, putting pressure on Beijing to unveil "significant" fiscal stimulus, the International..

» Lamborghini to follow Porsche with SUV - sources
06/02/12 04:20 from Reuters: Business News
PARIS/BERLIN (Reuters) - Lamborghini, the maker of low-slung supercars once advertised as "closer to the road," is planning a new model that will be further from the tarmac than ever: an SUV. Related Stories Analysis - Euro zone strugglers ..

Barclaycard Platinum Details:

0% interest on balance transfers for 22 months from account opening (3.2% handling fee). Refund offer which reduces handling fee to equivalent of 2.9% for everyone
0% on card purchases for 3 months.
Representative APR - 17.9% representative variable
Annual Interest Rate - 17.9% p.a. variable
Maximum Credit Limit - £1200
Fee%/ Amount -
Type of Fee - Annual
Go Contactless - Make purchases of £10 and under in an instant wherever you see the wave symbol.
Maximum 56 days on new purchases if you pay in full and on time each month. No interest free period on balance transfers, cash withdrawals or cheques.
Minimum credit limit £250, maximum subject to status.
No Annual Fee.

Barclaycard Platinum Approval Criteria:

Have a good credit rating
You have no history of bankruptcy
You have not had any County Court Judgments (CCJs) or Individual Voluntary Arrangements (IVAs) registered against you in the past 5 years
You have a history of managing credit commitments well i.e. have existing credit and at least 4 years of experience managing credit cards, loans, overdraft or mortgage
You have always made payments on time
Don't already have a Barclaycard
Have had a permanent UK address for 3 months or more
Have a regular income of more than £20,000 pa
Excluding a mortgage, your debt on credit cards or store cards is less than 10% of your income
Are aged 21 or over

Barclaycard Platinum Benefits:
With Barclaycard Freedom - you automatically earn Reward Money and can redeem it on a future purchase at selected retailers within the programme.

Think about Platinum credit card if you have a good credit rating Capital One Classic Card Details:

Get back on track by improving your credit rating.
Up to £2,500 in spending power
Typical 34.9% APR variable
Credit limit increase - Manage your account well † and we'll increase your credit limit on your 4th statement.
Free Identity Theft Service
Register Online for Free Identity Alerts powered by Equifax
No annual fee.

Capital One Classic Card Approval Criteria:

I have had little credit in the past, for example: I have an overdraft but no credit cards
I have had credit problems in the past, OR
I have no credit history, for example:
- I have never used credit in the past
- I am a student
- I am new to the country
Any Income Considered
At least 18 years of age

Vanquis Visa Card Details:

No annual fee
A credit limit assigned at a fixed amount to help you stay in control
Up to 56 days interest free on purchases
Free additional cardholder
Free fraud monitoring - we'll warn you of any suspicious activity on your account
Chip & PIN technology for added security whenever you use your card
typical 39.9% APR variable based on a typical credit limit of £250

Vanquis Visa Card Approval Criteria:

You must have not applied within the past 6 months
You are 18 years of age or over
You are a permanently resident in the UK
You do have a landline phone number
You are registered on the voters roll
You do not have an outstanding County Court Judgment against their name or one that has cleared within the past year.

Lloyds TSB Card Details

Two Credit Cards – just one account, statement and monthly payment
500 mile voucher**
Miles when* you use your cards
Double miles when you use your cards abroad
Free flights, UK days out, hotels and travel extras when you’re collecting and spending Airmiles
Exclusive hotel, holiday and cruise offers

Lloyds TSB Card Approval Criteria:

You are at least 25 Years of Age
You have a Good Credit History
You are in full time employment
You are a permanent resident/citizen of the UK
You have a Bank or Building society account

Tesco Clubcard Credit Card Details:

0% interest for 9 months on balance transfers from account opening (2.9% fee).
0% interest for 15 months on all purchases from account opening.
16.9% APR typical rate (variable).
Earn points on everything you buy at Tesco or elsewhere with your Clubcard Credit Card!
No annual fee.

Tesco Clubcard Credit Card Approval Criteria:

You are currently employed
You are over 23 years of age
You are a homeowner
You have an income of over £20,000
You do not have any recent credit defaults (CCJ's, current arrears or missed payments) on credit cards / loans / mortgages
You are a resident in the UK and can prove residential addresses for the past two years

Virgin Card Details

0% p.a. on balance transfers for 20 months (2.99% admin fee applies)
0% on card purchases for 3 months
Typical rate 16.8% APR (variable)
Discounts on Virgin Holidays and other Virgin products
No annual fee
Manage your account online
Minimum Age: 18 years

Virgin Card Approval Criteria:

You are at least 25 Years of Age
You have a Good Credit History
You are in full time employment
You are a permanent resident/citizen of the UK
You have a Bank or Building society account

American Express® Rewards Credit Card Details:

15.9% p.a. interest on purchases.
A promotional low rate on balance transfers and money transfers - 5.9% for the life of the balance.
15.9% APR typical rate (variable).
5% cash back for your first 3 months (maximum of £100) and up to 1.5% after that
Purchase protection alleviates the worry of "what if" on your purchases in case of loss, theft or accidental damage
No annual fee.

American Express® Rewards Credit Card Approval Criteria:

I am aged 18 or over
I have a current UK bank or building society account
I have an Annual Household Income of £30,000 (ie. your personal income plus partner's income)
I have a permanent UK home address
I have no County Court Judgements for non-payment of debt
My company has been trading for more than a year (only if you are self-employed)