UK Credit Card Centre - UK Credit Cards

	Balance Transfer Credit Cards	Balance transfer credit cards allow you to consolidate credit card debt onto one card, allowing you to shed yourself of high interest rates. And therefore saving you money. But initiating a balance transfer from a high interest rate credit card to a credit card with a lower interest rate is not void of pitfalls. You need to understand how a balance transfer works. And more importantly you need to understand the fees associated with the transfer. Many times there is fine print attached to the transfer that includes hidden charges. Some credit cards may charge a transfer fee that can be a percentage of the balance transferred. Be sure that there is a cap on the amount, or else a balance transfer in the thousands may end up costing you hundreds of pounds. Also, be sure the bank doesn't charge a high annual fee, or joining fee. For additional details on the balance transfer credit cards, please visit Balance Transfer Credit Cards
	Low Interest Rate Credit Cards	Low Interest Rate credit cards offer introductory rates of up to 0% APR for anywhere between 3 to 12 months for when the credit card account is opened. This rate can, depending on the credit card company can apply to new purchases, cash advances, and balance transfers from other credit card account . Additional details can be found at Low Rate, Low APR Credit Cards
	Rewards Credit Cards	Rewards credit cards are the fastest growing segment of the credit card industry. Since everyone uses credit cards, it’s only natural to want the benefits of a rewards program from your everyday purchases. Rewards programs come in a variety of flavors; cash back rewards, shopping rewards, travel rewards, entertainment rewards are just a few of the rewards program available. If you use these cards in the way they are intended, they can prove to be very beneficial to your credit card purchasing. Find out more about the Rewards Credit Cards we offer.
	Travel Rewards Credit Cards	Credit cards that offer travel rewards programs are reasonably flexible and might provide airline miles, points that are redeemed for hotel accommodation, or both. You earn reward points or airline miles whenever the credit card is used for everyday purchases. Credit cards used for travel related spending such as purchasing airline tickets or hotel reservations, a greater number of reward points are usually awarded. Reward points can be redeemed for airline tickets, hotel accommodations, car rental, or special priority treatment or upgrades while traveling. To find out more about Travel Rewards Credit Cards
	Credit Cards to Improve Credit	Worrying about your credit problems is not going to solve them. We promote credit cards for individuals with bad credit or simply put, less than perfect credit. Simply qualifying for a credit card will not help you build, re-build or re-establish your credit. The key to improving your credit rating and subsequent credit history is making on-time payments with all of your creditors and maintaining your account balances well below the credit limits. This is the key to changing your financial future, and fixing your credit history. To find out more, visit our Bad Credit Cards Cards section

Choosing a credit card that fits your needs is what we are all about. We provide the tools and information necessary to make an informed decision on not only the credit card that best fits your desires, but also the credit card that fits your credit history.

The first step in choosing a credit card is to figure out what credit card you want. Credit Card within the UK are divided into five main categories.

The VIRGIN CREDIT CARD

When you take out a Virgin Credit Card, you get more than just a nice piece of plastic.

0% for 14 months on balance transfers (from the date your account is opened. Transfers to be made within first 60 days. 2.98% handling fee applies)
0% p.a. for 3 months on card purchases*
16.6% APR typical rate (variable)

As well as a great rate, the Virgin Credit Card comes with no annual fee and up to 50 days interest free†† on your card purchases.

** To qualify for a Virgin Credit Card you must meet the following criteria:

• You are at least 25 Years of Age
• You have a Good Credit History
• You are in full time employment
• You are a permanent resident/citizen of the UK
• You have a Bank or Building society account

††You'll also get 50 interest free days on your card purchases, as long as you pay your statement balance in full and on time every month. Apply Now for the Virgin Credit Card.

Vanquis Visa Card

Have you had a credit card application declined in the past for any of the following reasons: because you're new to credit, have a history of bad credit, a bad credit rating (including CCJ's), you’re on a low income, work part time or are self employed? At Vanquis, we aim to understand individuals’ circumstances.

We’ve already helped over 500,000 people in similar situations. A Vanquis Visa card could be just what you need. It could be your first step to credit repair – putting a bad credit rating behind you! Apply Now

No annual fee
A credit limit assigned at a fixed amount to help you stay in control
Up to 56 days interest free on purchases
Free additional cardholder
Free fraud monitoring - we'll warn you of any suspicious activity on your account
Chip & PIN technology for added security whenever you use your card
typical 39.9% APR variable based on a typical credit limit of £250

To qualify for a Vanquis Visa Card:

You must have not applied within the past 6 months
You are 18 years of age or over.
You are a permanently resident in the UK.
You do have a landline phone number
You are registered on the voters roll.
You do not have an outstanding County Court Judgment against their name or one that has cleared within the past year.

If you answered yes to these questions, We recommend you have your salary, banking and employment address details to hand to avoid any delays in applying. If not, the you should check out our selection of PrePaid Cards as you will be automatically rejected if applying for a Vanquis card.

Click Here to Apply Online.

Visa
Discover the many innovative ways Visa can work for you-pay taxes, access personal finance tools, even pay your bills. Explore all the benefits of Visa, and see why more cardholders choose Visa. Review and Compare all the Visa cards.

MasterCard®
In times like these, MasterCard® is pleased to give you easy ways to make necessities affordable without having to forgo the little pleasures. Browse the latest MasterCard® deals below or sign up for the MasterCard® Discounts newsletter for more ways to help stretch your spending. Review and Compare all the MasterCards

American Express
You can feel confident about safety when you use your American Express card. Our multiple layers of security prevent, detect, and resolve unauthorized use of your card information. And if fraud should occur, you are never held liable for unauthorized charges.
Review and Compare all the American Express Cards

Barclaycard Platinum Credit Card with Balance Transfer

Looking for some breathing space? Think about going Platinum.

With the original card in our Platinum range, you'll pay 0% interest on balance transfers for 15 months from account opening (2.9% handling fee applies) and on purchases for the first three months. Now that's music to your ears.

Barclaycard Platinum Contactless - The quick and hassle-free way to wave and pay for items of £10 or less - Find out more.

Barclaycard Platinum Credit Card because all customers enjoy:

0% interest on balance transfers for 15 months from account opening (2.9% handling fee)
0% interest on purchases for three months from account opening
15.9% APR typical (variable)

The approval criteria for the Barclaycard Platinum card including having a good credit rating, no history of bankruptcy, and regular income of £20,000 pa. Click Here for a complete list of approval criteria..

Apply Now, or find out more about the benefits of choosing Barclaycard

* Terms and conditions apply to all benefits, the Barclaycard Platinum Card requires Good Credit History

Capital One Progress MasterCard

Capital One Progress credit card

The credit card that can shrink your interest rate

A credit limit of up to £2,500
Shrink your rate to as low as 19.9% p.a. variable
All you need to do is keep up to date with minimum repayments and stay within your credit limit

Before you apply, check you're eligible

We're more likely to accept you if:

You're over 18
You're used to managing your credit
You are on the electoral roll

We're not likely to accept you if:

You've never had credit in the UK before
You have been declared bankrupt in the last 12 months

Apply for the Capital One Progress Credit Card

Featured Credit Cards

Credit Cards

Company	Card Logo	Card Name	Purchase Rate	Balance Transfer Rate	Typical APR (variable)	Card Info	Credit Card Benefits	Apply
		Barclaycard Platinum Credit Card	0% interest on purchases for 3 months from account opening	0% interest on balance transfers for 15 months from account opening (2.9% handling fee applies)	15.9% APR typical rate (variable)		If you're tired of having to find someone new each time the promotional offer on your current card ends, let us make life simpler for you. This card offers one of the lowest rates available on the high street - for life. You'll never have to transfer your balance again. Get More Details
		Egg Visa Credit Card	0% interest until 1 September 2010 on new purchases	0% interest until 1 August 2011 on balances transferred before 1 September 2010	17.9% APR variable		Great deals and discounts at selected retailers, No annual fee, Savings on Egg Insurance products, Interest-free grace period, and Convenient balance transfers. Get More Details
		aqua Credit Card	35.9% APR typical variable	na	35.9% APR typical variable		aqua – repair bad credit \| credit card for people with a poor credit ... A MasterCard with no annual fee, A credit limit of up to £2,200; No interest will be charged on purchases if every statement balance is paid in full by the payment date Get More Details
		bmi American Express® credit card from MBNA	0% p.a. on card purchases for (3) three months from the date your account is opened	0% p.a. on balance transfers for (12) twelve months from the date your account is opened (3% handling fee). Transfer must be made in first 90 days of account opening	Typical rate 16.9% APR (variable)		Apply online for the bmi credit card and if you spend £250 on card purchases within 90 days of your account opening we'll give you 20,000 destinations miles.* That's enough for a return flight to Italy, Spain and many other great destinations!. Get More Details

At the UK Credit Card Centre our primary purpose is to provide personal financial solutions. Choosing the credit card that is best for you is rather simple. What's not simple is the effort that is needed. That's where we come in, we provide the tools and information necessary to help you find the credit card that is right for you.

Credit Card News

» Osborne says no deal on rates with Bank
29/07/10 01:44 from Reuters: Business News
NEW DELHI (Reuters) - The government has not stitched up any deal with the Bank of England to keep interest rates low but thinks the best way to stimulate the economy is through monetary policy, Chancellor George Osborne told Reuters on Thu..

» FTSE rises as investors cheer corporate results
29/07/10 01:39 from Reuters: Business News
LONDON (Reuters) - Britain's top shares rose on Thursday, led by AstraZeneca which gained after the U.S. approved its Brilinta drug and on strong results, as upbeat corporate earnings buoyed investor sentiment.

» New bank Metro opens for business
29/07/10 01:28 from Reuters: Business News
LONDON (Reuters) - Metro Bank, Britain's first new High Street retail bank in more than 100 years, opened for business on Thursday with high hopes of breaking into a sector shaken up by the global credit crisis.

» Soft mortgage data point to housing market weakness
29/07/10 01:13 from Reuters: Business News
LONDON (Reuters) - Mortgage approvals fell more than expected in June and lending came in weaker than forecast, Bank of England figures showed on Thursday, suggesting the housing market will continue to soften.

» AstraZeneca doubles buyback as Brilinta shines
29/07/10 01:09 from Reuters: Business News
LONDON (Reuters) - AstraZeneca doubled its 2010 share buyback programme on Thursday, after posting strong results and winning an endorsement from a U.S. advisory panel for its potential blockbuster heart drug Brilinta.

» Spain drags and Brazil sparkles in Santander H1 results
29/07/10 00:58 from Reuters: Business News
MADRID (Reuters) - The euro zone's largest bank, Santander , reported record profits at its Brazilian business on Thursday, against declines in home market Spain which is tentatively emerging from a grim recession.

» Shell Q2 profits double as overhaul beats targets
29/07/10 00:30 from Reuters: Business News
LONDON (Reuters) - Royal Dutch Shell Plc said second-quarter current cost of supply (CCS) net income jumped 94 percent to $4.53 billion (2.9 billion pounds) thanks to a strong operating environment and a speedy restructuring of the group.

» BSkyB taps High Definition demand and signs HBO deal
29/07/10 00:15 from Reuters: Business News
LONDON (Reuters) - Pay-TV firm BSkyB added 90,000 customers in the fourth quarter on surging demand for high definition services, and sees new American dramas fuelling growth ahead of a possible takeover.

» Trinity Mirror H1 nationals ad revenue up 2.2 percent
28/07/10 23:04 from Reuters: Business News
LONDON (Reuters) - Newspaper publisher Trinity Mirror said advertising revenue for its nationals division picked up by 2.2 percent in the first half but would be flat in July, with regionals' revenue dropping 9 percent.

» Rolls-Royce profit up and more bullish on outlook
28/07/10 22:57 from Reuters: Business News
LONODN (Reuters) - Engine and turbine maker Rolls-Royce reported a stronger than expected rise in first half profit, saying strong trading at its marine unit and a tight lid on costs had allowed it to raise full-year forecasts.

» Travis Perkins resumes dividend as profits rise
28/07/10 22:54 from Reuters: Business News
LONDON (Reuters) - Builders' merchant and DIY retailer Travis Perkins beat forecasts with a 24 percent rise in first-half profit and said it was recommencing paying dividends after a two year gap.

» Cash-strapped Connaught agrees short-term funding
28/07/10 22:49 from Reuters: Business News
LONDON (Reuters) - Connaught agreed a short-term overdraft facility and deferral of loan payments with its banks, giving the cash-strapped social housing provider a reprieve as it reviews trading prospects.

» AstraZeneca doubles buyback as Brilinta shines
28/07/10 22:47 from Reuters: Business News
LONDON (Reuters) - AstraZeneca doubled its 2010 share buyback programme on Thursday, after posting strong results and winning an endorsement from a U.S. advisory panel for its potential blockbuster heart drug Brilinta.

» BAE Systems H1 earnings up 14 percent
28/07/10 22:44 from Reuters: Business News
LONODN (Reuters) - BAE Systems reported a 14 percent rise in first-half earnings and said it expected to deliver growth in the full-year despite expected lower sales at its land vehicle unit and cuts in European defence budgets.

» National Express first half boosted by margin improvement
28/07/10 22:30 from Reuters: Business News
LONDON (Reuters) - Transport group National Express reported a 36 percent increase in first-half pretax profit on Thursday as it benefited from improved operating margins and new contracts in North America.

Barclaycard Platinum Details:

0% interest on balance transfers for 15 months from account opening (Handling fee of 2.9% applies).
0% on card purchases for 3 months.
Typical rate 15.9% APR (variable).
Go Contactless - Make purchases of £10 and under in an instant wherever you see the wave symbol.
Maximum 56 days on new purchases if you pay in full and on time each month. No interest free period on balance transfers, cash withdrawals or cheques.
Minimum credit limit £250, maximum subject to status.
No Annual Fee.

Barclaycard Platinum Approval Criteria:

Have a good credit rating
You have no history of bankruptcy
You have not had any County Court Judgments (CCJs) or Individual Voluntary Arrangements (IVAs) registered against you in the past 5 years
You have a history of managing credit commitments well i.e. have existing credit and at least 4 years of experience managing credit cards, loans, overdraft or mortgage
You have always made payments on time
Don't already have a Barclaycard
Have had a permanent UK address for 3 months or more
Have a regular income of more than £20,000 pa
Excluding a mortgage, your debt on credit cards or store cards is less than 10% of your income
Are aged 21 or over

Egg Card Details:

0% interest until 1 September 2011 on balance transfers put on the account by 1 October 2010 (plus 3% fee).
0% on purchases until 1 October 2010
Typical 17.9% APR variable
What if you're unable to work through accident, sickness or unemployment? Your Egg Card monthly repayments will still have to be met, and card repayment protection could help.
There's lots you can do to make things a little easier for yourself. Whether it's hiring a car, relaxing in a comfortable airport lounge or even booking a holiday using your Egg credit card.
Instant cash back offers with selected retailers including 0800flowers, 7digital.com, lastminute.com, and Virgin Wines to name a few.
No annual fee.

Egg Card Approval Criteria:

You are aged 18 years or over
You are permanently resident in the UK (excluding Channel Islands and Isle of Man)
You are able to provide us with residential addresses for the last two years
You have regular access to the Internet
You can be contacted via a personal e-mail address at home or work
You have a UK bank or building society account from which you can pay direct debits. The account must be in your name, or in joint names where you are one of the account holders (excluding business accounts).
You do not already have an Egg Card or haven't closed an Egg Card account within the last 12 months. Existing additional cardholders may apply.

aqua Credit Card Details:

A MasterCard with no annual fee
A credit limit of up to £2,200
No interest will be charged on purchases if every statement balance is paid in full by the payment date
Manageable monthly payments
Flexible payment dates
A friendly 24-hour customer helpline

aqua Credit Card Approval Criteria:

Your income must below 6k a month
You must have had in the past a loan or a credit card or a mortgage or a vehicle loan
The aqua card is not for anyone with more than 20k in debts (not including mortgages)
and not for people over 100% utilised

bmi American Express® Details:

0% p.a. on card purchases for three months from the date your account is opened.
0% p.a. on balance transfers for twelve months from the date your account is opened (3% handling fee).
16.9% APR typical rate (variable).
if you spend £500 on card purchases or balance transfers within 90 days of your account opening we'll give you 20,000 destinations miles
That's enough for a return flight to Italy, Spain and many other great destinations!
Earn 1.5 destinations miles for every £1 spent on everyday card purchases to get you to over 975 worldwide destinations
No annual fee.

bmi American Express® Card Approval Criteria:

You are currently employed
You are over 23 years of age
You are a homeowner
You have an income of over £20,000
You do not have any recent credit defaults (CCJ's, current arrears or missed payments) on credit cards / loans / mortgages
You are a resident in the UK and can prove residential addresses for the past two years
You have not applied for an MBNA or Virgin Credit Card within the last 6 months