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Apply Now
Creation Credit Card

If you're looking for great rates on your credit card, you're making a great decision.

Card Benefits:
  • 0% for 12 months on Balance Transfers within 90 days of account opening†(3% handling fee, minimum £3 per transaction)

  • 0% for 3 months on all your card Purchases made within 90 days of account opening*

  • No annual fee (variable)

  • A great rate of Representative 18.9% APR variable

Card Rewards:
  • You can apply for a free additional card so that both you and your partner can take advantage of our fantastic rates††

  • You'll receive offers from MasterCard and our retail partners each month

  • You can manage your account securely online with My Account

  • You can make cash withdrawals up to £300 at most ATMs anywhere in the world wherever you see the MasterCard symbol. You can also transfer cash from your Creation card directly into your bank or building society account with one quick call**

  • And there is no interest to pay for up to 50 days, dependent upon when you make your purchase and your statement date
To apply for a card you should:
  • Be aged 18 or over
  • Be in full-time employment
  • Have a UK bank or building society account (including Channel Islands and Isle of Man)
  • Be a permanent resident of the UK (including Channel Islands and Isle of Man)
  • Be able to provide at least one landline telephone number and a valid email address
Apply for the Creation Credit Card Now


Creation Financial Services Limited has been at the forefront of consumer lending for nearly 40 years. We are the power behind the credit cards and storecards offered by some of the most famous names on the high street, Premier League football clubs and a leading UK regional airline.

Our expertise throughout these years has helped us to understand what consumers are looking for from a credit card, and that's why we've launched the Creation card.

The Creation card issued by Sygma Bank, a Creation Group Company, gets you great rates on Balance Transfers and Purchases, as well as the peace of mind of knowing that the card is introduced to you by Creation Financial Services Limited.
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** The UK Credit Card Centre has been designated as a Credit Intermediary under the Consumer Credit Directive(CCD) of 2011. The UK Credit Card Centre receives commissions from credit card referrals/applications and credit card sales. The UK Credit Card Centre is regulated by the Financial Services Authority (FSA).
 
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