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Capital One World MasterCard Details |
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Capital One Credit Card Benefits |
At Capital One you get many free benefits as standard, including some exclusive to Capital One customers. To make the most of our free benefits take a look at what's available. Most are automatically activated when you receive your card, others you will need to register for.
We have a wide range of protection benefits relating to your financial and personal security.
For more information on these benefits visit our Security section.
- Add up to 3 extra cardholders to your account
You can give your partner, a member of your family or even a close friend a credit card on your account. When you already have so many bank and card accounts to manage, this is a great way of keeping your finances in one place.
You can pay your bill online by accessing your account anytime, anywhere. You can also set up a monthly email alert to remind you when your payments are due.
- Free Purchase Protection Insurance
For peace of mind many of the things you buy are now covered against loss, damage or theft for 100 days after purchase with this free insurance.
For more details and terms and conditions please read the policy booklet.
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Capital One World MasterCard Review |
The Capital One World MasterCard is another excellent credit card from the Capital One group. The Capital One World MasterCard is designed to give you CashBack on your everyday purchases.
Advantages
- Excellent cash back offer
- Low annual fee, especially considering the cash back feature.
Disadvantages
- Approval for the card requires perfect credit
- Interest rate APR is higher than many premium cards, a result of the cash back feature
Additional Comments:
For many people the convenience of a credit card seems out of reach. It doesn't have to be that way. If you've been turned down elsewhere, don't despair. We'll look at what you can afford to pay back and help you take the first steps towards a brighter financial future.
Use your Capital One Visa Card sensibly and you’ll be back on track in no time. Just keep up with your payments and stay within your limit. Your credit rating will be building as you go. And because we'll give you a sensible limit, it's easier to stay in control.
We pride ourselves on being a responsible lender. We’re open about our pricing and products so you won't get any unpleasant surprises.
Summary - If you are looking for a cash back card, the Capital One World Mastercard is one of the best on the market. But if you do not want the cash back feature, there are other cards on the market that are probably more appropriate.
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The Capital One Group is a top ten credit card issuer in the UK. Capital One offers a range of cards to suit different needs of people looking for a credit card. Capital One has won numerous industry awards for its products and services as well as accolades for its consistent work within the communities in which it operates.
Capital One World MasterCard
Be rewarded for everything you buy - The card with 1% cashback on all purchases
- No Limits Cashback - Earn 1% on EVERYTHING you buy
- £10 bonus credit every January to say thanks for choosing Capital One
- £30 Annual Fee
- Representative example: 14.47% p.a. (variable) on card purchases, equivalent to 19.9% APR representative (variable) based on a credit limit of £1200
To qualify for a Capital One World MasterCard:
- You have credit card balances of less than £10,000
- You're aged 21 or over
- You're a home owner
- You have an income of more than £20,000 p.a.
The Capital One World MasterCard is exclusively for customers who have a perfect credit history
Apply for the Capital One World MasterCard
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About the Capital One |
The Capital One Group is a top ten credit card issuer in both the UK and United States, with more than $147 billion in managed loans and approximately 50 million world-wide customers, serviced by approximately 27,000 employees. In 1996 Capital One launched its first overseas operation in the UK where the UK bank currently offers Visa and MasterCard credit cards to UK customers.
Focus on innovation
Capital One's culture encourages innovation and entrepreneurialism. This can be evidenced by the introduction in 1992 of 'balance transfer' concept, allowing credit cardholders to move their balances to Capital One at more favourable interest rates. The strategy revolutionized the U.S. card market and brought lower rates for millions of customers. This has helped Capital One grow from one million customers at the end of 1990 to 50 million to date.
We offer five great credit cards to consumers; the Platinum card, the Balance Transfer and Purchase Credit Card, the Fixed Rate Credit Card, the Low Rate Balance Transfer Card and the Classic Card.
Important: Credit is subject to: status; telephone contact; confirmation of name and address; no reasonable suspicion of fraud, and is only available to UK residents who are at least 18 years of age and are not legally restricted from obtaining credit e.g. because of bankruptcy. Please read our Terms and Conditions for full financial details.
Capital One Visa Card is issued by Capital One Bank Limited. Capital One Bank can be contacted at its registered office, which is at Colonnade, Sunbridge Road, Bradford, BD1 2LQ. Registered number 2558509 England. Consumer Credit licence number 532364. VAT number 180555952. Capital One Bank Limited is authorized and regulated by the Financial Services Authority.
©Capital One Bank Limited 2008
** The UK Credit Card Centre has been designated as a Credit Intermediary under the Consumer Credit Directive(CCD) of 2011. The UK Credit Card Centre receives commissions from credit card referrals/applications and credit card sales. The UK Credit Card Centre is regulated by the Financial Services Authority (FSA).
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