Enjoy a low rate of 7.9% on all purchases and on all balance transfers (no handling fee applies). Apply now to start enjoying all the benefits of the Barclaycard Platinum Simplicity credit card.
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People choose Barclaycard Simplicity Credit Card because all customers enjoy:
A low rate of - 7.9% p.a. typical (variable). Simply our lowest APR
A reward programme like no other, with Barclaycard Freedom automatically earn while you shop at participating retailers.
Barclaycard Simplicity Credit Card Details:
Identity Protection Service - advice about protecting yourself from identity theft
Safer shopping with Fraud Protection - including chip and PIN, and watching for unusual spending on your account
Purchase Delivery Protection - protecting your online, phone or mail orders against loss or damage, from despatch to door (excludes second-hand goods and services)
With Barclaycard Freedom - you automatically earn Reward Money and can redeem it on a future purchase at selected retailers within the programme
Emergency help when traveling abroad
Great holiday deals with our Travel Service
Convenient online account management
Emergency cash advance and credit card replacement service
Text alerts five days before payment is due (opt in required)
You have not had any County Court Judgments (CCJs) or Individual Voluntary Arrangements (IVAs) registered against you in the past 5 years
You have a history of managing credit commitments well i.e. have existing credit and at least 4 years of experience managing credit cards, loans, overdraft or mortgage
You have always made payments on time
Don't already have a Barclaycard
Have had a permanent UK address for 3 months or more
Have a regular income of more than £20,000 pa
Excluding a mortgage, your debt on credit cards or store cards is less than 10% of your income
** The UK Credit Card Centre has been designated as a Credit Intermediary under the Consumer Credit Directive(CCD) of 2011. The UK Credit Card Centre receives commissions from credit card referrals/applications and credit card sales.
