Barclaycard Gold Credit Card

Choose this card and we'll give you 0% interest on balance transfers until September 2012 from account opening with 2.5% handling fee.

• Representative 19.9% APR (variable)
  
• 0% interest on balance transfers until September 2012 (2.5% handling fee applies)

What Barclaycard Gold includes:

Identity Protection Service - advice about protecting yourself from identity theft

Safer shopping with Fraud Protection - including chip and PIN, and watching for unusual spending on your account

Purchase Delivery Protection - protecting your online, phone or mail orders against loss or damage, from despatch to door (excludes second-hand goods and services)

Emergency help when traveling abroad

Great holiday deals with our Travel Service

Convenient online account management

Emergency cash advance and credit card replacement service

Text alerts five days before payment is due (opt in required)

24 hour helpline

Think about our Barclaycard Gold Credit Card if you:

• Need to strengthen your credit rating and want some time out from paying interest on your balance transfer
  
• Have an average credit rating
  
• You have no history of bankruptcy
  
• You have not had any County Court Judgments (CCJs) or Individual Voluntary Arrangements (IVAs) registered against you in the past 5 years
  
• You have a limited history of managing credit commitments well i.e. have existing credit cards, loans, overdraft or mortgage, but have no more than 2 credit commitments
  
• Your record of paying credit commitments on time is less than 4 years old
  
• You have not missed ANY payments on a credit card or loan in the last 12 months
  
• Don't already have a Barclaycard
  
• Have had a permanent UK address for 3 months or more
  
• Have a regular income of more than £17,500 pa
  
• Excluding a mortgage, your debt on credit cards or store cards is less than 40% of your income
  
• Are aged 21 or over

If you fail to meet some of these conditions, then please visit our Credit Cards to help Build Credit or ReBuild Credit section.


Apply Now, or find out more about the benefits of choosing Barclaycard Gold

* Terms and conditions apply to all benefits

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