Choose this card and we'll give you 0% interest on balance transfers until July 2011 from account opening with 2.5% handling fee.
19.9% APR typical (variable)
0% interest on balance transfers until July 2011 (2.5% handling fee applies)
What Barclaycard Gold includes:
Identity Protection Service - advice about protecting yourself from identity theft
Safer shopping with Fraud Protection - including chip and PIN, and watching for unusual spending on your account
Purchase Delivery Protection - protecting your online, phone or mail orders against loss or damage, from despatch to door (excludes second-hand goods and services)
Emergency help when traveling abroad
Great holiday deals with our Travel Service
Convenient online account management
Emergency cash advance and credit card replacement service
Text alerts five days before payment is due (opt in required)
24 hour helpline
Think about our Barclaycard Gold Credit Card if you:
Need to strengthen your credit rating and want some time out from paying interest on your balance transfer
Have an average credit rating
You have no history of bankruptcy
You have not had any County Court Judgments (CCJs) or Individual Voluntary Arrangements (IVAs) registered against you in the past 5 years
You have a limited history of managing credit commitments well i.e. have existing credit cards, loans, overdraft or mortgage, but have no more than 2 credit commitments
Your record of paying credit commitments on time is less than 4 years old
You have not missed ANY payments on a credit card or loan in the last 12 months
Don't already have a Barclaycard
Have had a permanent UK address for 3 months or more
Have a regular income of more than £17,500 pa
Excluding a mortgage, your debt on credit cards or store cards is less than 40% of your income
