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Barclaycard History |
Barclaycard is a global credit provider (credit cards and loans) owned by Barclays plc in the UK. The Barclaycard was the first credit card introduced in the UK, coming into service in 1966. It enjoyed a monopoly until the introduction of the Access card in 1972.
Barclaycard later became part of the VISA network. Nowadays, Barclays offers both MasterCard and VISA versions. Barclaycard claims it is Europe's leading issuer of credit cards with 11 million in circulation. Barclaycard's main offices are in Northampton, along with several floors at Barclays' corporate HQ, One Churchill Place in Canary Wharf, London. Barclaycard was also the main sponsor of the FA Premier League (from 2001-2004) until Barclays itself took over at the start of the 2004-2005 season.
When it comes to cards. we're the leader of the pack. Ok, so the history of the UK credit card is probably not a subject you've spent a great deal of time thinking about. But if you're looking for a new card, there's something you should know. Right from the start, Barclaycard has led the way in the credit card business.
First off the mark
So how were the Sixties for you? Or for your Dad? Whilst everyone else was watching the World Cup, we were working hard on the UK's first credit card, introduced in 1966.
First on the Net
We were the first to provide online banking. More than 800,000 customers regularly use our online account facility. The first choice for 8.4 million customers in the UK. That means one in five UK credit cards is a Barclaycard.
We get everywhere
You can use your Barclaycard to pay for goods and services in more than 22 million places in over 200 countries. If you need to withdraw cash, you've got a choice of over 600,000 ATMs and banks worldwide (that means there's very probably one in your local high street).
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Barclaycard Credit Card Benefits |
People choose Barclaycard because all customers could enjoy:
Worldwide Credit Card Assistance
To support you with any problems whilst overseas or on holiday, Barclaycard Worldwide Assistance has a 24-hour helpline.
Contact numbers
- From the UK, call 0844 811 9141 (call charges info)
- From abroad, call +44 1604 230 230 (call charges info)
Contact us if you need:
* a local English-speaking lawyer or doctor
* to arrange transport to get you home as soon as possible
* an interpreter to help you with the language
* to get a message home.
Register your passport, camera, laptop or iPod serial numbers before you go. If you then lose items or have anything stolen you are able to obtain duplicate documents or help complete police reports and insurance claim forms.
Travel Services
Choose from a wide variety of holidays to thousands of worldwide destinations. Barclaycard offers an excellent Travel Service which is managed by Thomas Cook. All you have to do is pay with your Barclaycard to be eligible for any of the special deals.
Discount offer
You'll receive 7% discount on the latest tour operator prices and Thomas Cook will waive their standard 2.25% credit card booking fee.
Visit the Barclaycard Travel Service Website for more information. Or if you would like to book, go online or call us on 0844 811 9141 (call charges info).
Be prepared before you travel
If you need further information on other travel related benefits, click on a link below:
* Fighting fraud abroad
* Emergency Card Replacement and Emergency Cash Advance
* Latest travel information
* Free Single Trip Travel Insurance (which you may qualify for)
* Annual Travel Insurance
* Worldwide Assistance
Free Text Alerts
Sign up for our free text alert service and you'll receive a text five days before your Barclaycard payment is due. That way you can avoid any late payment charges
Online Account Services
Manage your money online by registering for online account services. We have added some new tools to help you manage your money at your leisure.
You can:
* Pay your bill
* View recent transactions or statements
* Set up a direct debit
* Request paperless statements
* Apply to change your credit limit (subject to status)
* Request a PIN reminder, cheque book or new Barclaycard
* Get help from customer services
Emergency Card Replacement and Cash Advance
Taking care of things
Wherever you are in the world, in the UK or abroad, you will receive:
* An Emergency Cash Advance of up to £1,000 a week (so long as you have the funds in your account). The cash handling fee will be waived (usually 2.5%)
* Or a temporary credit card.
How does it all work?
Call our 24-hour helpline on either 0844 811 9141 from the UK or +44 1604 230 230 from abroad (call charges info).
Emergency Cash Advance Service is provided by WhiteConcierge, Worldwide House, Thorpe Wood, Peterborough PE3 6SB, England. Registered company number 06203706. Emergency Cash Advances are subject to status.
Emergency Card Replacement is fulfilled by Visa Global Customer Assistance Services or MasterCard Global Services.
Identity Protection Service
If you think you may be a victim or need advice on how to avoid becoming a victim of identity theft, call our confidential helpline on 0844 811 9141 (call charges info).
Need extra reassurance?
* You can take out an Identity Protection Alert. For just £69.99 a year, you'll be covered for up to £60,000 of insurance cover towards the costs incurred in clearing your name if you are a victim of identity fraud. You will receive early warning email or text alerts if there have been changes to your credit report, unlimited access to your credit report online and a dedicated team of experts on hand. Please note that this service covers replacing your lost or stolen passport and driving licence up to £200. Pre-existing cases of identity theft are also excluded.
Fraud Monitoring
If we suspect someone is misusing your card details, we'll be in touch with you. You can contact us if you suspect there is fraud on your account. Find out more about Fraud Monitoring.
Fraud Abroad
Let us know the dates, destination and contact details when you travel abroad and we can be sure it's you using your card and not a fraudster. It will help prevent your card being refused when you need it most.
Call us before you travel on 0844 811 9091 (call charges info).
Additional Fraud Prevention
Barclaycard Secure
If you buy online from participating retailers, you can take advantage of additional security for free. Find out more about Barclaycard Secure.
Identity Protection Service
If you think you may be a victim or need advice on how to avoid becoming a victim of identity theft, call our confidential helpline. Find out more about Identity Protection Service.
Purchase Delivery Protection
If you buy new goods with your Barclaycard, you'll be covered for any loss or damage that your supplier can't resolve.
This service covers online, telephone and even High Street shopping if the goods are delivered to your door. Goods must be supplied by a UK supplier.
Contact us if you have any questions 0844 811 9141 (call charges info).
Retailer Discounts
The following retailers have agreements with Barclaycard.
- AVIS - 10% off car rental wherever you go on holiday with Avis.
- Laithwaites - Save money on great wine from Laithwaites!
- Thomas Cook - 7% discount off holidays from over 150 tour operators, including late deals
- Thomas Cook - 20% off Thomas Cook Publishing Travel Guide Books
 
Barclaycard Initial Credit Card
Do you need to strengthen your credit rating?
Choose Barclaycard Initial and we’ll guide you through the whole process. It’s a great card with lots of useful benefits such as fraud protection.
- Strengthen your credit rating
- Enjoy a credit limit of up to £2,000 (minimum £250)
- 27.9% APR typical (variable)
- Go Contactless - Make purchases of £10 and under in an instant wherever you see the Contactless symbol
To qualify for a Barclaycard Initial Credit Card:
- You looking to strengthen your credit rating or want to rebuild your credit history
- Are you 18 or over
- Do you have a permanent UK address for 3 months or more
- Do you have a regular income of more than £3,000 pa
- You must not already have a Barclaycard
- You Haven't missed multiple payments on a credit agreement within the last 12 months
- You don't have a CCJ (County Court Judgment) or IVA (Individual Voluntary Arrangement) and haven't been registered bankrupt
- Aren't a student (are you a student?)
Apply for the Barclaycard Initial Credit Card
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Barclaycard Credit Card Reviews |
Barclaycard offers a range of credit cards including balance transfers, rewards, cash back purchases and charity credit cards. The Barclaycard credit cards do what most cards do, that is accepted at millions of retailers, and online purchases. The Barclaycard family of credit cards offer fraud protection including chip and PIN services, including Purchase Delivery Protection - protecting your online, phone or mail orders against loss or damage, from despatch to door (excludes second-hand goods and services).
In summary Barclaycard is a major player in the credit card industry. Barclaycard offers a variety of credit card products specifically designed to meet your credit needs. Barclaycard offers the Barclaycard Initial card to help you build or rebuild your credit history.
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Additional Barclaycard Credit Cards Details |
Barclaycard
Simplicity Credit Card
If you're tired of having to find someone new each time the promotional offer on your current card ends, let us make life simpler for you. This card offers one low rate - 7.8%, applies to every purchase and/or balance transfer you make.
People choose Barclaycard Simplicity Credit Card because all customers enjoy:
- A low rate of - 7.8% p.a. typical (variable)
- Applies to every purchase and/or balance transfer you make
- Identity Protection Service - advice about protecting yourself from identity theft
- Safer shopping with Fraud Protection - including chip and PIN, and watching for unusual spending on your account
- Purchase Delivery Protection - protecting your online, phone or mail orders against loss or damage, from despatch to door (excludes second-hand goods and services)
- Emergency help when traveling abroad
- Great holiday deals with our Travel Service
- Convenient online account management
- Emergency cash advance and credit card replacement service
- Text alerts five days before payment is due (opt in required)
- 24 hour helpline
Apply Now, or find out more about the benefits of choosing Barclaycard
* Terms and conditions apply to all benefits
 
Barclaycard Platinum Credit Card with Balance Transfer
Looking for some breathing space? Think about going Platinum.
With the original card in our Platinum range, you'll pay no interest on Balance Transfers for 15 months (2.9% handling fee applies) and on purchases for the first three months.
Now that's music to your ears.
Barclaycard Platinum Contactless - The quick and hassle-free way to wave and pay for items of £10 or less - Find out more.
People choose Barclaycard Platinum Credit Card because all customers enjoy:
- 0% interest on balance transfers for 15 months (2.9% handling fee)
- 0% interest on purchases for three months from account opening
- 15.9% APR typical (variable)
The approval criteria for the Barclaycard Platinum card including having a good credit rating, no history of bankruptcy, and regular income of £20,000 pa. Click Here for a complete list of approval criteria..
Apply Now, or find out more about the benefits of choosing Barclaycard
* Terms and conditions apply to all benefits, the Barclaycard Platinum Card requires Good Credit History
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Barclaycard Credit Card Details |
As well as 0% balance transfer cards, Barclaycard offers cash back, 0% purchases and more.
For more information on the Barclaycard range of credit cards or to apply for a credit card, 0% balance transfer credit card, apply for credit card online, balance transfer, cashback credit card, charity credit card. Are you looking for a card that offers a credit balance transfer? Then fill out our credit card application form covering our entire credit card range. Will also offer: Credit cards low APR, interest free credit card, online credit card, Platinum credit card, Student credit card, UK credit card range, UK low rate credit card. Personal Loans. Business Credit Card. Insurance
The Barclaycard family of credit cards include:
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Featured Barclaycard Credit Cards |
Barclaycard offers a wide range of credit cards providing convenient, revolving credit for customers worldwide, with flexible repayment options. Our products are secure, easy to use, and accepted worldwide. Whether you are looking for your first credit card or searching for a better rate than your existing offer, Barclaycard has the flexibility to meet your needs
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