UK Credit Card Centre - AA Visa Credit Cards

With the AA Credit Card you can earn AA Reward Points on everyday purchases. Once you start collecting your points you can start redeeming them on a wide range of products and services*.

Earning AA Reward Points
Every time you spend on your AA Credit Card you will earn reward points. Remember to use your credit card when you're paying for any motoring purchases as you can earn double points. These purchases include servicing, tyres, MOTs, repairs and fuel (even fuel at supermarkets).

We give extra points to our AA Members. If you become a member at a later date we'll upgrade you to an AA Member Credit Card.**

Enjoy all the benefits

0% on balance transfers for 12 months from the date your account is opened (3% handling fee). To benefit, your balance needs to be transferred within the first 90 days of your account opening
0% on all card purchases for 10 months from the date your account is opened
Earn AA Reward Points on your everyday card purchases, and earn double points on motoring, fuel and AA products.3 Use your points to purchase from a range of motoring products and services, AA Home or Car Insurance, shopping vouchers, or choose to treat yourself with a day or night out
Representative 16.9% APR (variable)

Additional Card Benefits:

To quialify for the AA Credit Card you must:

Be 18 years old or over.
A UK resident (excluding the Channel Islands and the Isle of Man).
Your credit history is clear of County Court Judgements (CCJs) and bankruptcy.

Apply for the AA Credit Card

The AA Credit Card is issued by MBNA Europe Bank Limited. Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England number 2783251. Credit is available, subject to status, only to UK residents aged 18 or over. You cannot transfer balances from another MBNA account. We will monitor or record some phone calls. MBNA's consumer credit activities are licensed by the Office of Fair Trading (OFT) and our general insurance activities are authorised and regulated by the Financial Services Authority (FSA).

* Motoring purchases includes: purchases from any car garage (eg for parts, repairs, servicing, MOT testing); fuel purchases (diesel, petrol or LPG Autogas) from any fuel stations including supermarkets; AA products and services purchased directly from the AA.

** If you do not pay your balance in full we will use your payments to reduce lower-rate balances before higher-rate balances. If promotional rate balances are the same we will repay them in the following order: first, the one with the earliest expiry date; if the expiry dates are the same then the one which started first; if the expiry dates and start dates are the same then the one with the lowest standard rate.

Promotional rates will no longer apply from the beginning of any statement period during which you have breached your terms and conditions.