Welcome to the MBNA Platinum Rewards Credit Card where you get great rates and rewards! Not only do you get 0% p.a. for 13 months on balance transfers made in the first 90 days (2.9% handling fee applies), 0% p.a. on card purchases* for 3 months from the date your account is opened, and 15.9% APR Typical rate (variable), but you can earn 1 point for every pound you spend on card purchases to redeem for flights, vouchers, holidays and much much more!

Great Rates or Rewards? Why Choose? Have both with MBNA. Click here for further details.

0% p.a. for 13 months on balance transfers made in the first 90 days (2.9% handling fee applies)

0% p.a. on card purchases* for 3 months from the date your account is opened

Typical rate 15.9% APR (variable) on card purchases.

Want to see our rates explained? - Click here for an explanation.

No annual fee - we do not expect you to pay extra for the privilege of carrying our credit card.

MBNA goes further to protect both you and your credit card with MBNA Secure

Manage your account online

Apply for the MBNA Platinum Rewards Credit Card

*There is a handling fee. Please see your summary box for full details. The MBNA Platinum Plus MasterCard is issued by MBNA Europe Bank Limited, Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England number 2783251. Credit is available, subject to status, only to UK residents aged 18 or over. We will monitor or record some phone calls. MBNA is authorised and regulated by the Financial Services Authority. If you settle other cards or loans your monthly payment may be lower. Charges may be incurred for early settlement of other loans.

Apply online for the bmi credit card and if you spend £500 on card purchases within 90 days of your account opening we'll give you 20,000 destinations miles.* That's enough for a return flight to Italy, Spain and many other great destinations! Plus, you'll also enjoy:

0% on balance transfers for (12) twelve months from the date your account is opened (3% handling fee)

0% on card purchases for (3) three months from the date your account is opened

0% on money transfers from your credit card to your current account for 12 months. Remember for this great rate you need to transfer money within the first 90 days of opening your account (3% handling fee)

Typical rate 15.9% APR (variable).

Earn miles on your every day spend taking you to over 975 destinations worldwide

Automatic diamond club membership, the UK's most generous frequent flyer programme**

Earn 1.5 destinations miles for every £1 spent on everyday card purchases to get you to over 975 worldwide destinations 

Earn triple destinations miles when you use your bmi credit card to buy a bmi flight at flybmi.com

Want to see our rates explained? - Click here for an explanation.

The VIRGIN CREDIT CARD

When you take out a Virgin Credit Card, you get more than just a nice piece of plastic.

• 0% for 15 months on balance transfers (from the date your account is opened. Transfers to be made within first 60 days. 2.98% handling fee applies)
  
• 0% p.a. for 6 months on card purchases*
  
• 16.6% APR typical rate (variable)

As well as a great rate, the Virgin Credit Card comes with no annual fee and up to 50 days interest free†† on your card purchases.

Plus all these great benefits too:

• A discount scheme like no other
  
• Free Purchase Protection Insurance** (policy summary)
  
• Free Travel Accident Insurance** (policy summary)
  
• And you can run your account online 24/7, or by phone

** To qualify for a Virgin Credit Card you must meet the following criteria:

• You are at least 25 Years of Age
• You have a Good Credit History
• You are in full time employment
• You are a permanent resident/citizen of the UK
• You have a Bank or Building society account

††You'll also get 50 interest free days on your card purchases, as long as you pay your statement balance in full and on time every month.

Apply Now for the Virgin Credit Card