 
Barclaycard Platinum Credit Card with Balance Transfer
Looking for some breathing space? Think about going Platinum.
With the original card in our Platinum range, you'll pay 0% interest on balance transfers until July 2011 from account opening (2.9% handling fee applies) and on purchases for the first three months.
Now that's music to your ears.
Barclaycard Platinum Contactless - The quick and hassle-free way to wave and pay for items of £10 or less - Find out more.
People choose Barclaycard Platinum Credit Card because all customers enjoy:
- 0% interest on balance transfers until July 2011 from account opening (2.9% handling fee applies)
- 0% interest on purchases for three months from account opening
- 15.9% APR typical (variable)
Barclaycard Platinum includes:
- Identity Protection Service - advice about protecting yourself from identity theft
- Safer shopping with Fraud Protection - including chip and PIN, and watching for unusual spending on your account
- Purchase Delivery Protection - protecting your online, phone or mail orders against loss or damage, from despatch to door (excludes second-hand goods and services)
- Emergency help when traveling abroad
- Great holiday deals with our Travel Service
- Convenient online account management
- Emergency cash advance and credit card replacement service
- Text alerts five days before payment is due (opt in required)
- 24 hour helpline
Find out more about the benefits of choosing Barclaycard
To qualify for a Barclaycard Credit Card you must meet the following criteria:
- Have a good credit rating
- You have no history of bankruptcy
- You have not had any County Court Judgments (CCJs) or Individual Voluntary Arrangements (IVAs) registered against you in the past 5 years
- You have a history of managing credit commitments well i.e. have existing credit and at least 4 years of experience managing credit cards, loans, overdraft or mortgage
- You have always made payments on time
- Don't already have a Barclaycard
- Have had a permanent UK address for 3 months or more
- Have a regular income of more than £20,000 pa
- Excluding a mortgage, your debt on credit cards or store cards is less than 10% of your income
- Are aged 21 or over
What is Contactless payment?
Contactless payments is all about harnessing innovative technology to save you time and effort. Integrated into your card, it means you can quickly pay for those items £10 or less like coffee or lunch without having to search around for cash. As well as being quick and easy, it's secure, so you can shop with confidence. Just >look out for the wave symbol.
- Quick, easy payments for items of £10 or less
- Free yourself from the hassle of paying with cash
- Just hold your card next to the reader and go
- Enjoy the same fraud protection on Contactless payments as chip and PIN transactions
Apply for the Barclaycard Platinum Credit Card
* Terms and conditions apply to all benefits, the Barclaycard Platinum card requires Good Credit History
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About Barclaycard |
Barclaycard is a global credit provider (credit cards and loans) owned by Barclays plc in the UK. The Barclaycard was the first credit card introduced in the UK, coming into service in 1966. It enjoyed a monopoly until the introduction of the Access card in 1972. Barclaycard later became part of the VISA network. Nowadays, Barclays offers both MasterCard and VISA versions. Barclaycard claims it is Europe's leading issuer of credit cards with 11 million in circulation. Barclaycard's main offices are in Northampton, along with several floors at Barclays' corporate HQ, One Churchill Place in Canary Wharf, London. Barclaycard was also the main sponsor of the FA Premier League (from 2001-2004) until Barclays itself took over at the start of the 2004-2005 season. When it comes to cards. we're the leader of the pack. Ok, so the history of the UK credit card is probably not a subject you've spent a great deal of time thinking about. But if you're looking for a new card, there's something you should know. Right from the start, Barclaycard has led the way in the credit card business.
First off the mark
So how were the Sixties for you? Or for your Dad? Whilst everyone else was watching the World Cup, we were working hard on the UK's first credit card, introduced in 1966.
First on the Net
We were the first to provide online banking. More than 800,000 customers regularly use our online account facility. The first choice for 8.4 million customers in the UK. That means one in five UK credit cards is a Barclaycard.
We get everywhere
You can use your Barclaycard to pay for goods and services in more than 22 million places in over 200 countries. If you need to withdraw cash, you've got a choice of over 600,000 ATMs and banks worldwide (that means there's very probably one in your local high street).
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Barclaycard Platinum Credit Card Reviews |
Barclaycard is one of the largest credit card issuers in the United Kingdom. Barclaycard offers many credit card, with many benefits. The Barclaycard Platinum Credit Card with Balance Transfer is one of thier most popular.
The Vanquis Credit Card is designed to help people repair their credit. It's as simple as that. They help people that have been turned down for credit elsewhere, and provide a sensible way to stay in control of your finances and money. But you have to be responsible, and take control of your finances. As the Vanquis Credit Card can get you in trouble if you lose sight of what the card is designed to do, and that's help repair credit history. If you use the card to carry a balance month to month, the fees and interest charges will start to add up.
Advantages
- A leading balnce trnasfer period of 15 months.
- A low typiclcal APR of 15.9%
- Extensive range of benefits, inlcuding travel benefits,
Is easier to qualify for than most traditional UK credit cards.
Disadvantages
- Extremely high APR on basic level card. You may feel a stigma attached in producing one to pay with
- Must stay below credit limit, or problem may arise
Cash advance fee can be problematic
Additional Comments:
The Barclaycard Platinum Credit Card with Balance Transfer is .
Summary - If you are looking to transfer a balance from an existing credit card, then the Barclaycard Credit Card with Balance transfer is a credit card that you need to take a serious look at. The balance transfer period of 15 montthns is a leading indictor of .
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Barclaycard Platinum Card Details: |
The Barclaycard Platinum Credit Card with Balance Transfer offer all the benefits of a Barclaycard Credit Card. These beneifts include Barclaycard Contactless feature, Identity Protection Service, and the Barclaycard Freedom rewards program. |
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