	Balance Transfer Credit Cards	Balance transfer credit cards allow you to consolidate credit card debt onto one card, allowing you to shed yourself of high interest rates. And therefore saving you money. But initiating a balance transfer from a high interest rate credit card to a credit card with a lower interest rate is not void of pitfalls. You need to understand how a balance transfer works. And more importantly you need to understand the fees associated with the transfer. Many times there is fine print attached to the transfer that includes hidden charges. Some credit cards may charge a transfer fee that can be a percentage of the balance transferred. Be sure that there is a cap on the amount, or else a balance transfer in the thousands may end up costing you hundreds of pounds. Also, be sure the bank doesn't charge a high annual fee, or joining fee. For additional details on the balance transfer credit cards, please visit Balance Transfer Credit Cards
	Low Interest Rate Credit Cards	Low Interest Rate credit cards offer introductory rates of up to 0% APR for anywhere between 3 to 12 months for when the credit card account is opened. This rate can, depending on the credit card company can apply to new purchases, cash advances, and balance transfers from other credit card account. Additional details can be found at Low Rate, Low APR Credit Cards
	Rewards Credit Cards	Rewards credit cards are the fastest growing segment of the credit card industry. Since everyone uses credit cards, it’s only natural to want the benefits of a rewards program from your everyday purchases. Rewards programs come in a variety of flavors; cash back rewards, shopping rewards, travel rewards, entertainment rewards are just a few of the rewards program available. If you use these cards in the way they are intended, they can prove to be very beneficial to your credit card purchasing. Find out more about the Rewards Credit Cards we offer.
	Travel Rewards Credit Cards	Credit cards that offer travel rewards programs are reasonably flexible and might provide airline miles, points that are redeemed for hotel accommodation, or both. You earn reward points or airline miles whenever the credit card is used for everyday purchases. Credit cards used for travel related spending such as purchasing airline tickets or hotel reservations, a greater number of reward points are usually awarded. Reward points can be redeemed for airline tickets, hotel accommodations, car rental, or special priority treatment or upgrades while traveling. To find out more about Travel Rewards Credit Cards
	Credit Cards to Improve Credit	Worrying about your credit problems is not going to solve them. We promote credit cards for individuals with bad credit or simply put, less than perfect credit. Simply qualifying for a credit card will not help you build, re-build or re-establish your credit. The key to improving your credit rating and subsequent credit history is making on-time payments with all of your creditors and maintaining your account balances well below the credit limits. This is the key to changing your financial future, and fixing your credit history. To find out more, visit our Bad Credit Cards Cards section

Choosing a credit card that fits your needs is what we are all about. We provide the tools and information necessary to make an informed decision on not only the credit card that best fits your desires, but also the credit card that fits your credit history.

The first step in choosing a credit card is to figure out what credit card you want. Credit Card within the UK are divided into five main categories.

Visa
Visa Credit Cards helps millions of cardholders across the world better manage their finances by enabling them to pay ahead with a prepaid card, to pay now with a debit card or to pay later with a credit card. Discover the many innovative Visa credit cards available in the UK, explore all the benefits of Visa, and see why more cardholders choose Visa. Review and compare all the Visa Credit Cards.

MasterCard®
In times like these, MasterCard® credit cards is pleased to give you easy ways to make necessities affordable without having to forgo the little pleasures. Checkout the latest MasterCard® credit card deals in the UK, browse the latest MasterCard® Discounts and benefits.
Review and compare all the MasterCard Credit Cards

American Express
American Express offers many outstanding credit cards for the UK marketplace. American Express credit cards have an extensive range of premium lifestyle rewards. You can feel confident about safety when you use your American Express card. Our multiple layers of security prevent, detect, and resolve unauthorized use of your card information. And if fraud should occur, you are never held liable for unauthorized charges. Review and compare all the American Express Credit Cards

** The UK Credit Card Centre has been designated as a Credit Intermediary under the Consumer Credit Directive(CCD) of 2011. The UK Credit Card Centre receives commissions from credit card referrals/applications and credit card sales. The UK Credit Card Centre is regulated by the Financial Services Authority (FSA).

Featured Credit Cards

UkCreditCardCentre.co.uk - Your Credit Card Resource Centre

Review and compare credit cards in the UK

Representative Example
Company	Logo	Name	Purchase Rate	Balance Transfer Rate	Representative APR / Annual Interest Rate	Maximum Credit Limit	Fee/Fee Type	Card Info	Card Benefits	Apply
		Capital One Classic Credit Card	34.9% p.a. (variable)	34.9% p.a. (variable)	Representative example 34.9% p.a. (variable) on card purchases. Equivalent to 34.9% APR representative (variable) based on a credit limit of £1200	From £200 to £1,500	No Annual Fee		Get control over your finances with our low-limit, easy-to-manage credit card. Great for people who want to build or rebuild their credit rating. Get More Details
		Barclaycard Platinum Extended Balance Transfer Credit Card	0% interest on purchases for 3 months from account opening	0% interest on balance transfers for 22 months from account opening (3.2% handling fee). Refund offer which reduces handling fee to equivalent of 2.9%.	Representative example 17.5% p.a. (variable) on card purchases. Equivalent to 17.5% APR representative (variable) based on a credit limit of £1200	Minimum credit limit : £250 Maximum credit limit: Subject to status	No Annual Fee		Not only UK's longest balance transfer offer, this card comes with Barclaycard Freedom - you automatically earn Reward Money and can redeem it on a future purchase at selected retailers within the programme. Get More Details
		Barclaycard Simplicity Credit Card	7.9% p.a.	7.9% interest on all balance transfers (no handling fee applies) and on all purchases	Representative example 7.9% p.a. (variable) on card purchases. Equivalent to 7.9% APR representative (variable) based on a credit limit of £1200	Minimum credit limit: £250, Maximum credit limit: Subject to status	No annual fee		Enjoy a low rate of 7.9% on all purchases and on all balance transfers (no handling fee applies). Apply now to start enjoying all the benefits of the Barclaycard Platinum Simplicity credit card Get More Details
		Vanquis Credit Card	39.9% p.a.	39.9% p.a.	Purchase annual interest rate 39.94% (variable); Amount of credit £1000; Representative 39.9% APR (variable).	Easy to manage credit limit between £150 and £3,000	No Annual Fee		We've already helped over 1 million people like you get the credit they deserve. Get More Details
		Lloyds TBS Duo Avios Credit Card Accoount	Representative 15.94% APR variable	0% interest for six months on balances transferred in the first 90 days† (3% fee)	Representative Example: 15.9 APR representative (variable). Based on a credit limit of £1,200* and a purchase rate of 15.9% p.a. (variable)	Credit limits will vary based on your individual circumstances	No annual fee		We've teamed up with Avios to offer you fantastic rewards on your spending. The great thing about having two cards on one account is the flexibility to collect Avios as fast as possible. Together, they combine great collection rates with worldwide acceptance, so it’s worth carrying both when you shop. Get More Details
		Santander 123 Cash Back Credit Card	0% on card purchases for 1 month from the date your account is opened	0% on balance transfers for 1 month from the date your account is opened (handling fee - up to 5%)	Representative example 18.9% p.a. (variable) on card purchases. Equivalent to 22.8% APR representative (variable) based on a credit limit of £1200	Credit Limit Variable	£24 Annual Fee		With the Santander 123 Cashback Credit Card, you can earn cashback on your everyday spending Get More Details
		American Express® Preferred Rewards Gold Card	na	na	na	Minimum credit limit of £700, maximum credit limit subject to status	£125		Points, points and more points...Earn a welcome bonus of 20,000 points just by spending £1,000 on your Card over the first three months of Cardmembership. That's enough for two return rewards flights with British Airways to old favourites such as Paris or Amsterdam. Get More Details

At the UK Credit Card Centre our primary purpose is to provide personal financial solutions. Choosing the credit card that is best for you is rather simple. What's not simple is the effort that is needed. That's where we come in, we provide the tools and information necessary to help you find the credit card that is right for you.

UK Finance News

» Briton wins EBRD presidency for first time
18/05/12 10:57 from Reuters: Business News
LONDON (Reuters) - European Bank for Reconstruction and Development shareholders elected senior civil servant Suma Chakrabarti as the bank's first British president on Friday, in a process lauded for its open selection. Related Stories Nick..

» World stocks erase year's gains on Europe
18/05/12 10:50 from Reuters: Business News
NEW YORK (Reuters) - World stocks erased the year's gains on Friday as investors fled risky investments for safe-haven assets on concerns about the euro zone's deepening debt woes, while U.S. stocks lost ground after the market debut of soc..

» Facebook's debut is modest, high volumes cause problems
18/05/12 10:42 from Reuters: Business News
SAN FRANCISCO (Reuters) - Facebook Inc shares rose less than expected on their first day of trade on Friday and huge order volume caused technical problems that marred the coming out party of the No. 1 online social network. Related Stories..

» Refloat of Italy's Concordia wreck to be biggest ever
18/05/12 10:37 from Reuters: Business News
ROME (Reuters) - Salvage crews will employ huge cranes and air tanks to refloat the half-submerged Costa Concordia cruise liner in the largest ever operation of its kind, according to a plan unveiled on Friday. Related Stories Nick Reid ste..

» Exclusive - Repsol comes up dry in Cuba offshore well
18/05/12 10:34 from Reuters: Business News
HAVANA (Reuters) - Spanish oil giant Repsol said Friday that the first of three planned wells in Cuban waters was unsuccessful, a blow to Cuba's hopes for energy independence. Related Stories Nick Reid steps back from UBS investment banking..

» Sudan set to devalue pound amid oil crunch
18/05/12 10:14 from Reuters: Business News
KHARTOUM (Reuters) - Sudan will allow foreign exchange bureaux and banks to trade dollars at a level close to the black market rate, effectively devaluing the pound, a senior banking official said on Friday. Related Stories Nick Reid steps ..

» Exclusive - Repsol cancels LNG cargoes to Argentina-document
18/05/12 10:08 from Reuters: Business News
BUENOS AIRES (Reuters) - Spain's Repsol has cancelled its contract to supply Argentina with liquefied natural gas (LNG), just weeks after the country seized control of the company's majority stake in YPF, a document obtained by Reuters on F..

» Weak CWW results may rally support for Vodafone bid
18/05/12 09:17 from Reuters: Business News
LONDON (Reuters) - Cable & Wireless Worldwide could use its expected poor set of results on Monday to justify its support for a takeover by Vodafone, a deal that its largest shareholder has said is too cheap. Related Stories Exclusive - Rep..

» ICAP eyes futures with PLUS exchange
18/05/12 08:59 from Reuters: Business News
LONDON (Reuters) - ICAP plans to start trading European futures and options on the PLUS stock exchange, in a move to tackle the dominance of exchanges NYSE Euronext and Deutsche Boerse . Related Stories Exclusive - Repsol cancels LNG cargoe..

» FTSE dives again on Europe fears
18/05/12 08:54 from Reuters: Business News
LONDON (Reuters) - The benchmark share index fell to its lowest closing level in nearly six months on Friday, as persistent fears over a Greek euro exit and debt-laden Spanish banks knocked back heavyweight financial stocks. Related Stories..

» Ex-miner Abbott may collect millions from LME sale
18/05/12 08:45 from Reuters: Business News
LONDON (Reuters) - From straitened origins in coal mining and the rag trade, Martin Abbott is in line for a major windfall as the 135-year-old London Metal Exchange goes under the hammer. Related Stories Exclusive - Repsol cancels LNG cargo..

» G4S names John Connolly as chairman
18/05/12 07:59 from Reuters: Business News
LONDON (Reuters) - G4S , the world's biggest security group, said John Connolly, chairman of British group AMEC , will succeed Alf Duch-Pedersen as chairman at the group's annual meeting on June 7. Related Stories Exclusive - Repsol cancels..

» Nick Reid steps back from UBS investment banking role
18/05/12 07:48 from Reuters: Business News
LONDON (Reuters) - Nick Reid is stepping down as co-head of European, Middle Eastern and African investment banking at UBS , according to a memo seen by Reuters, to spend more time with clients as the firm seeks to rebuild its market share...

» BoE's Posen to quit to head U.S. think tank
18/05/12 07:06 from Reuters: Business News
LONDON/WASHINGTON (Reuters) - Bank of England policymaker Adam Posen will not seek a second term at the central bank and instead plans to step down in August to head a leading U.S. economic think tank, the Bank said on Friday. Related Stori..

» East Europe wary of fresh euro bank crunch
18/05/12 06:09 from Reuters: Business News
LONDON (Reuters) - A new banking crunch in the euro zone risks another sharp retreat by western parent banks from vulnerable economies in central and eastern Europe, a process that must be slowed to preserve growth, officials from the regio..

Barclaycard Platinum Details:

0% interest on balance transfers for 22 months from account opening (3.2% handling fee). Refund offer which reduces handling fee to equivalent of 2.9% for everyone
0% on card purchases for 3 months.
Representative APR - 17.9% representative variable
Annual Interest Rate - 17.9% p.a. variable
Maximum Credit Limit - £1200
Fee%/ Amount -
Type of Fee - Annual
Go Contactless - Make purchases of £10 and under in an instant wherever you see the wave symbol.
Maximum 56 days on new purchases if you pay in full and on time each month. No interest free period on balance transfers, cash withdrawals or cheques.
Minimum credit limit £250, maximum subject to status.
No Annual Fee.

Barclaycard Platinum Approval Criteria:

Have a good credit rating
You have no history of bankruptcy
You have not had any County Court Judgments (CCJs) or Individual Voluntary Arrangements (IVAs) registered against you in the past 5 years
You have a history of managing credit commitments well i.e. have existing credit and at least 4 years of experience managing credit cards, loans, overdraft or mortgage
You have always made payments on time
Don't already have a Barclaycard
Have had a permanent UK address for 3 months or more
Have a regular income of more than £20,000 pa
Excluding a mortgage, your debt on credit cards or store cards is less than 10% of your income
Are aged 21 or over

Barclaycard Platinum Benefits:
With Barclaycard Freedom - you automatically earn Reward Money and can redeem it on a future purchase at selected retailers within the programme.

Think about Platinum credit card if you have a good credit rating Capital One Classic Card Details:

Get back on track by improving your credit rating.
Up to £2,500 in spending power
Typical 34.9% APR variable
Credit limit increase - Manage your account well † and we'll increase your credit limit on your 4th statement.
Free Identity Theft Service
Register Online for Free Identity Alerts powered by Equifax
No annual fee.

Capital One Classic Card Approval Criteria:

I have had little credit in the past, for example: I have an overdraft but no credit cards
I have had credit problems in the past, OR
I have no credit history, for example:
- I have never used credit in the past
- I am a student
- I am new to the country
Any Income Considered
At least 18 years of age

Vanquis Visa Card Details:

No annual fee
A credit limit assigned at a fixed amount to help you stay in control
Up to 56 days interest free on purchases
Free additional cardholder
Free fraud monitoring - we'll warn you of any suspicious activity on your account
Chip & PIN technology for added security whenever you use your card
typical 39.9% APR variable based on a typical credit limit of £250

Vanquis Visa Card Approval Criteria:

You must have not applied within the past 6 months
You are 18 years of age or over
You are a permanently resident in the UK
You do have a landline phone number
You are registered on the voters roll
You do not have an outstanding County Court Judgment against their name or one that has cleared within the past year.

Lloyds TSB Duo Avios Credit Card Account Details

Two Credit Cards – just one account, statement and monthly payment
Collect 1 Avios for almost every1 £1 spent on the Lloyds TSB Duo Avios American Express® Card and 1 Avios for every1 £5 spent on the Lloyds TSB Duo Avios MasterCard ®.
Collect in over 31 million MasterCard locations, and millions of American Express merchants on the high street and around the world.
Collect double Avios1 on your spend abroad
0% for 6 months on balances transferred in the first 90 days (3% fee applies). You'll also collect 1,500 bonus Avios3 for every whole £1,000 balance you transfer from a single provider
Collect Avios rewards whenever you shop and spend them on exciting travel and leisure rewards

Lloyds TSB Duo Avios Credit Card Account Approval Criteria:

You are at least 25 Years of Age
You have a Good Credit History
You are in full time employment
You are a permanent resident/citizen of the UK
You have a Bank or Building society account

American Express® Rewards Credit Card Details:

15.9% p.a. interest on purchases.
A promotional low rate on balance transfers and money transfers - 5.9% for the life of the balance.
15.9% APR typical rate (variable).
5% cash back for your first 3 months (maximum of £100) and up to 1.5% after that
Purchase protection alleviates the worry of "what if" on your purchases in case of loss, theft or accidental damage
No annual fee.

American Express® Rewards Credit Card Approval Criteria:

I am aged 18 or over
I have a current UK bank or building society account
I have an Annual Household Income of £30,000 (ie. your personal income plus partner's income)
I have a permanent UK home address
I have no County Court Judgements for non-payment of debt
My company has been trading for more than a year (only if you are self-employed)

Santander 123 Cashback Credit Card Details:

cashback at petrol stations
cashback at department stores
cashback at supermarkets
Representative example 18.9% p.a. (variable) on card purchases. Equivalent to 22.8% APR representative (variable) based on a credit limit of £1200

Santander 123 Cashback Credit Card Approval Criteria:

You have credit card balances of less than £7,500
You're aged 18 or over
You have had a permanent UK address for at least the last 3 years
You do not have a history of bad credit (in other words, county court judgments or bankruptcy)

Barclaycard Simplicity Details:

One low rate that stays that way - 6.8% APR typical (variable).
Applies to every purchase and/or balance transfer you make.
Minimum credit limit: £250, Maximum credit limit: Subject to status.
No annual fee.
Up to 56 days interest free on new purchases if you pay your statement balance in full and on time each month.

Barclaycard Simplicity Approval Criteria:

Have a good credit rating
You have no history of bankruptcy
You have not had any County Court Judgments (CCJs) or Individual Voluntary Arrangements (IVAs) registered against you in the past 5 years
You have a history of managing credit commitments well i.e. have existing credit and at least 4 years of experience managing credit cards, loans, overdraft or mortgage
You have always made payments on time
Don't already have a Barclaycard
Have had a permanent UK address for 3 months or more
Have a regular income of more than £20,000 pa
Excluding a mortgage, your debt on credit cards or store cards is less than 10% of your income
Are aged 21 or over