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Additional Credit Card Details |
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Choosing a Credit Card |
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Balance Transfer Credit Cards |
Balance transfer credit cards allow you to consolidate credit card debt onto one card, allowing you to shed yourself of high interest rates. And therefore saving you money. But initiating a balance transfer from a high interest rate credit card to a credit card with a lower interest rate is not void of pitfalls. You need to understand how a balance transfer works. And more importantly you need to understand the fees associated with the transfer. Many times there is fine print attached to the transfer that includes hidden charges. Some credit cards may charge a transfer fee that can be a percentage of the balance transferred. Be sure that there is a cap on the amount, or else a balance transfer in the thousands may end up costing you hundreds of pounds. Also, be sure the bank doesn't charge a high annual fee, or joining fee. For additional details on the balance transfer credit cards, please visit Balance Transfer Credit Cards |
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Low Interest Rate Credit Cards |
Low Interest Rate credit cards offer introductory rates of up to 0% APR for anywhere between 3 to 12 months for when the credit card account is opened. This rate can, depending on the credit card company can apply to new purchases, cash advances, and balance transfers from other credit card account.Additional details can be found at Low Rate, Low APR Credit Cards |
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Rewards Credit Cards |
Rewards credit cards are the fastest growing segment of the credit card industry. Since everyone uses credit cards, it’s only natural to want the benefits of a rewards program from your everyday purchases. Rewards programs come in a variety of flavors; cash back rewards, shopping rewards, travel rewards, entertainment rewards are just a few of the rewards program available. If you use these cards in the way they are intended, they can prove to be very beneficial to your credit card purchasing. Find out more about the Rewards Credit Cards we offer. |
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Travel Rewards Credit Cards |
Credit cards that offer travel rewards programs are reasonably flexible and might provide airline miles, points that are redeemed for hotel accommodation, or both. You earn reward points or airline miles whenever the credit card is used for everyday purchases. Credit cards used for travel related spending such as purchasing airline tickets or hotel reservations, a greater number of reward points are usually awarded. Reward points can be redeemed for airline tickets, hotel accommodations, car rental, or special priority treatment or upgrades while traveling. To find out more about Travel Rewards Credit Cards |
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Credit Cards to Improve Credit |
Worrying about your credit problems is not going to solve them. We promote credit cards for individuals with bad credit or simply put, less than perfect credit. Simply qualifying for a credit card will not help you build, re-build or re-establish your credit. The key to improving your credit rating and subsequent credit history is making on-time payments with all of your creditors and maintaining your account balances well below the credit limits. This is the key to changing your financial future, and fixing your credit history. To find out more, visit our Bad Credit Cards Cards section |
Choosing a credit card that fits your needs is what we are all about. We provide the tools and information necessary to make an informed decision on not only the credit card that best fits your desires, but also the credit card that fits your credit history.
The first step in choosing a credit card is to figure out what credit card you want. Credit Card within the UK are divided into five main categories.
Take
control of your money with 0% from Egg
Visa Card
Our Amazing 0% Offers
- 0% interest until 1 May 2011 on balances transferred before 1 June 2010**
- 0% interest until 1 June 2010 on new purchases
- 16.9% APR typical variable
Plus...
- Great deals and discounts at selected retailers.
- Paperless application process - faster, easier and hassle-free.
- Online servicing 24 hours a day, every day.
- No annual fee.
- Savings on Egg Insurance Egg's insurance products.
- Interest-free grace period
- Convenient balance transfers
Are you eligible to apply for an Egg Card? You need to satisfy certain requirements i.e. that you're over 18 and are permanently resident in the UK (excluding the Channel Islands and Isle of Man).
Please check that you meet the full eligibility requirements.
To Apply Now, or for more information, Click Here
*2.5% handling fee on anniversary balance transfers,
**3% handling fee on all introductory balance transfers
Vanquis
Visa Card
Have you had a credit card application declined in the past for any of the following reasons: because you're new to credit, have a history of bad credit, a bad credit rating (including CCJ's), you’re on a low income, work part time or are self employed? At Vanquis, we aim to understand individuals’ circumstances.
We’ve already helped over 500,000 people in similar situations. A Vanquis Visa card could be just what you need. It could be your first step to credit repair – putting a bad credit rating behind you! Apply Now
- No annual fee
- A credit limit assigned at a fixed amount to help you stay in control
- Up to 56 days interest free on purchases
- Free additional cardholder
- Free fraud monitoring - we'll warn you of any suspicious activity on your account
- Chip & PIN technology for added security whenever you use your card
- typical 39.9% APR variable based on a typical credit limit of £250
To qualify for a Vanquis Visa Card:
- You must have not applied within the past 6 months
- You are 18 years of age or over.
- You are a permanently resident in the UK.
- You do have a landline phone number
- You are registered on the voters roll.
- You do not have an outstanding County Court Judgment against their name or one that has cleared within the past year.
If you answered yes to these questions, We recommend you have your salary, banking and employment address details to hand to avoid any delays in applying. If not, the you should check out our selection of PrePaid Cards as you will be automatically rejected if applying for a Vanquis card.
Click Here to Apply Online.
  
Visa
Discover the many innovative ways Visa can work for you-pay taxes, access personal finance tools, even pay your bills. Explore all the benefits of Visa, and see why more cardholders choose Visa. Review and compare all the Visa Credit Cards.
MasterCard®
In times like these, MasterCard® is pleased to give you easy ways to make necessities affordable without having to forgo the little pleasures. Browse the latest MasterCard® deals below or sign up for the MasterCard® Discounts newsletter for more ways to help stretch your spending. Review and compare all the MasterCard Credit Cards
American Express
You can feel confident about safety when you use your American Express card. Our multiple layers of security prevent, detect, and resolve unauthorized use of your card information. And if fraud should occur, you are never held liable for unauthorized charges.
Review and compare all the American Express Credit Cards
Barclaycard Platinum Credit Card with Balance Transfer
Looking for some breathing space? Think about going Platinum.
With the original card in our Platinum range, you'll pay no interest on Balance Transfers for 15 months (2.9% handling fee applies) and on purchases for the first three months.
Now that's music to your ears.
Barclaycard Platinum Contactless - The quick and hassle-free way to wave and pay for items of £10 or less - Find out more.
People choose Barclaycard Platinum Credit Card because all customers enjoy:
- 0% interest on balance transfers for 15 months (2.9% handling fee)
- 0% interest on purchases for three months from account opening
- 15.9% APR typical (variable)
The approval criteria for the Barclaycard Platinum card including having a good credit rating, no history of bankruptcy, and regular income of £20,000 pa. Click Here for a complete list of approval criteria..
Apply Now, or find out more about the benefits of choosing Barclaycard
* Terms and conditions apply to all benefits, the Barclaycard Platinum Card requires Good Credit History
  
The
VIRGIN CREDIT CARD
When you take out a Virgin Credit Card, you get more than just
a nice piece of plastic.
- 0% for 16 months on balance transfers (from the date your account is opened. Transfers to be made within first 60 days. 2.98% handling fee applies)
- 0% p.a. for 3 months on card
purchases*
- 16.6% APR
typical rate (variable)
As well as a great rate, the Virgin Credit Card comes with no annual fee and up to 50 days interest free on your card purchases.
** To qualify for a Virgin Credit Card you must meet the following criteria:
You are at least 25 Years of Age
You have a Good Credit History
You are in full time employment
You are a permanent resident/citizen of the UK
You have a Bank or Building society account
††You'll also get 50 interest free days
on your card purchases, as long as you pay your statement balance
in full and on time every month. Apply
Now for the Virgin Credit Card.
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Featured Credit Cards |
UkCreditCardCentre.co.uk
At the UK Credit Card Centre our primary purpose is to provide
personal financial solutions. Choosing the credit card that is best for you is rather simple. What's not simple is the effort that is needed. That's where we come in, we provide the tools and information necessary to help you find the credit card that is right for you.
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UK Finance News |
» Retailers to shine light on consumer health
10/03/10 17:03 from Reuters: Business News
LONDON (Reuters) - Updates from three of Britain's biggest retailers will shed more light on the strength of consumer spending after a weather-impacted start to 2010 and their fears that the upcoming election could hit confidence.
» BA, American, Iberia offer EU concessions
10/03/10 16:34 from Reuters: Business News
BRUSSELS (Reuters) - British Airways , American Airlines and Spain's Iberia have offered to cede a number of lucrative trans-atlantic slots in a bid to gain EU antitrust immunity for their alliance.
» Greece says EU could intervene
10/03/10 15:33 from Reuters: Business News
WASHINGTON/BRUSSELS (Reuters) - Greek Prime Minister George Papandreou said on Wednesday the EU stood ready to intervene if speculation against his country's debt continued and euro zone sources said finance ministers would discuss next wee..
» BA cabin crew talks break down
10/03/10 15:27 from Reuters: Business News
LONDON (Reuters) - Talks between British Airways and labour unions aimed at averting a strike by the airline's cabin crew have broken down, the Trades Union Congress said on Wednesday.
» AGL open to deals with Shell on gas
10/03/10 15:26 from Reuters: Business News
PERTH (Reuters) - Australia's AGL Energy Ltd. , which shares a major coal seam gas field with Arrow Energy , is open to deals with Royal Dutch Shell if it succeeded in acquiring Arrow, the Australian Financial Review said.
» Burberry accuses TJX of selling fakes
10/03/10 15:24 from Reuters: Business News
NEW YORK (Reuters) - Burberry Group Plc , a maker of luxury apparel, scarves and handbags, has sued TJX Cos , accusing the operator of the off-price TJ Maxx, Marshalls and HomeGoods stores of selling counterfeit goods.
» Bank shares rally, oil hits eight-week high
10/03/10 14:46 from Reuters: Business News
NEW YORK (Reuters) - Financial firms led U.S. and European stock markets higher on Wednesday, with U.S. bank shares hitting a 16-month peak, while gyrating crude oil prices ended the day at an eight-week high.
» BP bidding on a package of Devon's assets: sources
10/03/10 14:32 from Reuters: Business News
NEW YORK/LONDON (Reuters) - BP Plc is bidding on a package of Devon Energy Inc assets that the U.S. energy company put up for sale late last year, according to sources familiar with the matter.
» Retailers to shine light on consumer health
10/03/10 11:36 from Reuters: Business News
LONDON (Reuters) - Updates from three of Britain's biggest retailers will shed more light on the strength of consumer spending after a weather-impacted start to 2010 and their fears that the upcoming election could hit confidence.
» Watchdogs broaden study of new bank rules
10/03/10 11:28 from Reuters: Business News
LONDON (Reuters) - Global regulators have set up an extra body to assess how new bank capital requirements will affect the economy after industry criticism that introducing tougher rules too soon could stall recovery.
» Ex-Cazenove partner guilty of insider dealing
10/03/10 10:28 from Reuters: Business News
LONDON (Reuters) - A former partner at blue-blood stockbroker Cazenove was found guilty of insider dealing on Wednesday, after making over 100,000 pounds on a series of takeover deals over two years.
» UK ready to compromise on hedge funds
10/03/10 10:24 from Reuters: Business News
BRUSSELS/LONDON (Reuters) - Britain is preparing concessions to Germany and France that will pave the way for European finance ministers to agree draft regulations on hedge funds as soon as next week, sources with knowledge of the matter sa..
» Commodities and banks help FTSE gain
10/03/10 10:11 from Reuters: Business News
LONDON (Reuters) - The leading share index added 0.7 percent on Wednesday, buoyed by strength in commodity issues, supported by trade data from China, and in banks and insurers as Wall Street put in an early advance.
» Investec to join FTSE 100
10/03/10 09:42 from Reuters: Business News
LONDON (Reuters) - South Africa-based investment bank Investec will replace insurance-focussed takeover vehicle Resolution in the FTSE 100 index, FTSE Group confirmed on Wednesday, following the latest index review.
» Banks face costly refinancing
10/03/10 09:15 from Reuters: Business News
LONDON (Reuters) - Big domestic banks need to raise as much as 750 billion pounds in the next three years to support balance sheets and liquidity as the government prepares to wind down support for the sector, analysts said.
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